55248 Alco Rd, Astor, FL 32102 Property Records

Lake County property record for 55248 Alco Rd, Astor, FL 32102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,249 sqft · built 2011
Lot Size	2.03 acres (88,539 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2013)
Tax Bill	$3,163 (2024)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-15-28-0100-012-00700`

Property Details

APN / Parcel Number

Primary APN	`30-15-28-0100-012-00700`
Alternative APNs	`281530010001200700` `3834172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,249 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	1,937 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	88,539 sqft (2.03 acres)
Lot Dimensions	246 ft deep x 339 ft wide
Garage Type	Attached
Garage Area	1,271 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	510 sqft
Deck Area	Deck Area
Patio Area	174 sqft
Utility Building	1,262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	3834172
Street Address	55248 ALCO RD
City	ASTOR
State	FL
Zip	32102-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	ASTOR PB 2 PG 12 LOTS 3 4 5 6 7 8 9 10 BLK 12 ORB 4294 PG 1280 ORB 4332 PG 53
Legal Range	28E
Legal Township	15S
Legal Section	30
Legal Subdivision	ASTOR SUB
Legal Tract	0100
Legal Block	12
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3042
Census Tract	30102

Owner

55248 Alco Rd is owned and occupied by an individual who bought it in June 2013.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	55248 ALCO RD, ASTOR, FL 32102-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2013 · Amount on File
Deed Sale	Jun 3, 2013 · Amount on File
Prior Sale	Jun 25, 2010 · Amount on File
Deed Document Number	201362173
Deed Book / Page	4332 / 53
Prior Transfer Date	Sep 27, 2011
Prior Transfer Doc	0040771605
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	55248 ALCO RD, ASTOR, FL 32102-3002
Document Number	0051832007
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N PALMETTO ST BUNNELL FL 321104025, BUNNELL, FL 32110-4025

Mortgage

Document Number	0051832007
Date	Oct 12, 2018
Book Page	005183/002007
Instrument	120390

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,520 (+2.9%)	$240,266 (-0.02%) Land $52,912 Building $187,354
2025		$222,080 Land $52,912 Building $169,168	$240,310 Land $52,912 Building $187,398
2024	$3,163.00 (+10.32%)
2023	$2,867.00 (+6.78%) Homeowner's exemption	$209,550 (+3%)	$233,677 (+0.02%) Land $52,912 Building $180,765
2022	$2,685.00 Homeowner's exemption	$203,450	$233,633 Land $52,912 Building $180,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55248 Alco Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	26 (2001–2024)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55248 Alco Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN'S RIVER UTILITY INC private · serves 2,498 people · EPA ID FL3350044
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20