5524 Thomas Ave, Oakland, CA 94618 Property Records

Alameda County property record for 5524 Thomas Ave, Oakland, CA 94618

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,423 sqft · built 1920
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on File
Last Sale$762,000 (Jul 2009)
Tax Bill$14,898 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN48A-7040-31

Property Details

APN / Parcel Number

Primary APN48A-7040-31
Alternative APN
  • 048A-7040-031-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,423 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1948
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,000 sqft (0.092 acres)

Location & Zoning

Street Address5524 THOMAS AVE
CityOAKLAND
StateCA
Zip94618-1752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00031 BLK: AR: 048A PAGE: 7040
Legal SubdivisionBROADWAY TERRACE
Legal BlockD
Legal Lot Number25&26
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group3
Census Block3010
Census Tract404300

Owner

5524 Thomas Ave is owned and occupied by two individuals who bought it in July 2009.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address5524 THOMAS AVE, OAKLAND, CA 94618-1752
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2009 · Amount on File
Deed SaleJul 7, 2009 · Amount on File
Prior SaleJul 7, 2009 · Amount on File
Deed Document Number2009214059
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address5524 THOMAS AVE, OAKLAND, CA 94618-1752
Transaction TypeMortgage
Record UpdatedJul 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5524 THOMAS AVE, OAKLAND, CA 94618-1752

Mortgage

Document Number0000072602
DateJun 27, 2023
Instrument2023072602
Lender
NameZB NA
TypeBank
AddressWALNUT CREEK, CA 94597
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5524 Thomas Ave was $14,898 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,032,617 (+1.31%) Land $300,961 Building $738,656
2025$14,898.00 Homeowner's exemption$1,019,235 Land $295,060 Building $724,175
2023$14,682.00 Homeowner's exemption$945,351 Land $283,605 Building $661,746$1,515,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5524 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1978–2003)
Claims Outside the SFHA3 of 4
Most Recent ClaimDec 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5524 Thomas Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,064 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Thomas Ave

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