San Bernardino County property record for 5524 Sundown Dr, Phelan, CA 92371
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,212 sqft · built 1995 |
| Lot Size | 2.05 acres (89,733 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Jun 2004) |
| Tax Bill | $4,691 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 3037-201-16-0000 |
| Primary APN | 3037-201-16-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| 1st Floor Area | 2,212 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 89,733 sqft |
| Garage Area | 440 sqft |
| Porch | Patio/Porch |
| Porch Area | 523 sqft |
| Patio Area | 523 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 5524 SUNDOWN DR |
|---|---|
| City | PHELAN |
| State | CA |
| Zip | 92371-4085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PHRL |
| Legal Description | PARCEL MAP 12181 PARCEL 3 |
| Legal Subdivision | PM 12181 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 9109 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5524 SUNDOWN DR, PHELAN, CA 92371-4085 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Dec 13, 2018 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2004 · Amount on Record |
| Deed Sale | Jun 28, 2004 · Amount on Record |
| Prior Sale | Mar 26, 1996 · Amount on Record |
| Deed Document Number | 2004456258 |
| Last Transfer Date | Aug 7, 2006 |
| Transfer Doc | 0000542250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 5524 SUNDOWN DR, PHELAN, CA 92371-4085 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | USA NTC |
| Name | Verified Name |
|---|---|
| Address | 5524 SUNDOWN DR, PHELAN, CA 92371-4085 |
| Document Number | 0000088824 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2022-0088824 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 5524 SUNDOWN DR, PHELAN, CA 92371-4085 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5524 SUNDOWN DR, PHELAN, CA 92371-4085 |
| Document Number | 0000461403 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018-0461403 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 5524 SUNDOWN DR, PHELAN, CA 92371-4085 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000125904 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2019-0125904 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Snowline Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $398,815 (+2%) Land $79,763 Building $319,052 | |
| 2025 | $4,691.00 (+8.19%) Homeowner's exemption | $390,995 (+4.04%) Land $78,199 Building $312,796 |
| 2023 | $4,336.00 (+2.41%) Homeowner's exemption | $375,813 Land $75,163 Building $300,650 |
| 2022 | $4,234.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHELAN PINON HILLS CSD serves 24,509 people · EPA ID CA3610120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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