5524 State Rte 28, Eagle Bay, NY 13331 Property Records

Herkimer County and Webb Town property record for 5524 State Rte 28, Eagle Bay, NY 13331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1920
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Oct 2020)
Tax Bill	$2,039 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
APN	`215400 039.32-3-76`

Property Details

APN / Parcel Number

Primary APN	`215400 039.32-3-76`
Alternative APNs	`540003903200030760000000` `200209340`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	175 ft deep x 102 ft wide
Porch	Patio
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	200209340
Street Address	5524 STATE ROUTE 28
City	EAGLE BAY
State	NY
Zip	13331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB
Legal Description	35 E BAY 230 & 231 STORE TWP 8 JBTR EAGLE BAY PARK
Legal Block	3
Legal Lot Number	76.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	3
Census Block	3002
Census Tract	11502

Owner

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9353 ROBERTS RD, SAUQUOIT, NY 13456-2603
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	20204705
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 21, 2020
Property Address	5524 STATE ROUTE 28, EAGLE BAY, NY 13331
Document Number	0020204705
Instrument Date	Oct 7, 2020
Instrument	2020-4705
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9353 ROBERTS RD, SAUQUOIT, NY 13456-2603

Mortgage

Document Number	0020204706
Date	Oct 21, 2020
Instrument	2020-4706

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,039.00 (+0.99%)
2025	$2,019.00 (+12.73%)	$156,720 (-) Land $22,720 Building $134,000	$274,947 (+25.79%) Land $39,860 Building $235,087
2023		$156,720 Land $22,720 Building $134,000	$218,577 Land $31,688 Building $186,889
2020	$1,791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY POINT HOMEOWNERS ASSN private · serves 80 people · EPA ID NY2022252
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
IHM Eagle Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20