5524 Main St, Smithfield, KY 40068 Property Records

Henry County property record for 5524 Main St, Smithfield, KY 40068

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 1965
Lot Size	0.792 acres (34,500 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Nov 2025)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-10-06-005.00`

Property Details

APN / Parcel Number

Primary APN	`015-10-06-005.00`
Alternative APN	`14879`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,500 sqft (0.792 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	14879
Street Address	5524 MAIN ST
City	SMITHFIELD
State	KY
Zip	40068-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES GARAGE & LOT
Jurisdiction	HENRY KY
Township / Civil Division	EMINENCE
Census Block Group	1
Census Block	1048
Census Tract	90301

Owner

5524 Main St is owned and occupied by two individuals who bought it in November 2025.

Source: Henry County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	183 EASTVIEW CIR, SHELBYVILLE, KY 40065-8838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Deed Document Number	20251220332
Deed Book / Page	341 / 548
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY KY
Recording Date	Nov 26, 2025
Property Address	5524 MAIN ST, SMITHFIELD, KY 40068-1401
Document Number	00D341/548
Book / Page	D341 / 548
Map Reference	MB 177 PG 743
Instrument Date	Nov 25, 2025
Instrument	1220332
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9115 KENTUCKY AVE, LOUISVILLE, KY 40291-1938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	183 EASTVIEW CIR, SHELBYVILLE, KY 40065-8838

Mortgage

Document Number	0001220333
Date	Nov 26, 2025
Instrument	1220333

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 5524 Main St was $1,572 with a homeowner's exemption.

Source: Henry County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henry County
Municipality	Smithfield City
Unified School District	Henry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,000 (+51.62%) Land $30,000 Building $227,000	$257,000 (+51.62%) Land $30,000 Building $227,000
2025	$1,572.00 Homeowner's exemption	$169,500	$169,500
2023	$1,560.00 Homeowner's exemption	$169,500	$169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5524 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2004–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5524 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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