James City County property record for 5523 Westmoreland Dr, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,034 sqft · built 2006 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $486,005 (May 2021) |
| Tax Bill | $4,859 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-4 16-0-0033 |
| Primary APN | 32-4 16-0-0033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,034 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 14,157 sqft (0.325 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Patio Area | 370 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26733 |
|---|---|
| Street Address | 5523 WESTMORELAND DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-8114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL RESIDENTIAL |
| Legal Description | L-33 S-3 WESTMORELAND |
| Legal Subdivision | WESTMORELAND |
| Legal Lot Number | 33 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80305 |
5523 Westmoreland Dr is owned and occupied by an individual who bought it in May 2021.
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5523 WESTMORELAND DR, WILLIAMSBURG, VA 23188-8114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on File |
| Deed Sale | May 19, 2021 · Amount on File |
| Prior Sale | Mar 17, 2006 · Amount on File |
| Deed Document Number | 210010338 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 19, 2021 |
| Property Address | 5523 WESTMORELAND DR, WILLIAMSBURG, VA 23188-8114 |
| Document Number | 210010338 |
| Instrument Date | May 11, 2021 |
| Instrument | 210010338 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | LYTLE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5523 WESTMORELAND DR, WILLIAMSBURG, VA 23188-8114 |
| Document Number | 210010339 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 210010339 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 5523 WESTMORELAND DR, WILLIAMSBURG, VA 23188-8114 |
| Document Number | 0000015994 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5523 WESTMORELAND DR WILLIAMSBURG VA 231888114, WILLIAMSBURG, VA 23188-8114 |
| Document Number | 0000015994 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 15994 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 22, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5523 Westmoreland Dr was $4,859, up 6.4% from the year before.
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,859.00 (+6.42%) | $585,500 Land $86,800 Building $498,700 | $585,500 Land $86,800 Building $498,700 |
| 2024 | $4,566.00 (+16.78%) | ||
| 2023 | $3,910.00 | $471,100 Land $82,700 Building $388,400 | $471,100 Land $82,700 Building $388,400 |
| 2022 | $3,910.00 | ||
| 2019 | $3,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5523 Westmoreland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5523 Westmoreland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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