5523 State Rte 351 E, Henderson, KY 42420 Property Records

Henderson County property record for 5523 State Rte 351 E, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,283 sqft · built 1962
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$116,200 (Sep 2024)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Sep 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`76A-31`

Property Details

APN / Parcel Number

Primary APN	`76A-31`
Alternative APNs	`28608` `54036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,283 sqft Finished Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	360 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	54036
Street Address	5523 STATE ROUTE 351 E
City	HENDERSON
State	KY
Zip	42420-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	GRAHAM HILL
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	20703

Owner

5523 State Rte 351 E is owned and occupied by an individual who bought it in September 2024.

Source: Henderson County records, as of November 25, 2025

Owner of Record	Individual Name on File
Mailing Address	5523 STATE ROUTE 351 E, HENDERSON, KY 42420-9475
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 24, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2024 · Amount on File
Deed Sale	Sep 24, 2024 · Amount on File
Prior Sale	Jun 19, 2008 · Amount on File
Deed Document Number	20248609
Deed Book / Page	678 / 298
Prior Transfer Date	Sep 13, 2024
Prior Transfer Doc	0RE678/298
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	5523 STATE ROUTE 351 E, HENDERSON, KY 42420-9475
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1266/808
Date	Jul 18, 2018
Book Page	MT 1266/808
Instrument	2018007681

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 24, 2024
Property Address	5523 STATE ROUTE 351 E, HENDERSON, KY 42420-9475
Document Number	0RE678/298
Book / Page	RE678 / 298
Map Reference	MB 157 PG 300
Instrument Date	Sep 13, 2024
Instrument	2024008609
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$116.50
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4283 EAST DOUBLETREE DRIVE, HENDERSON, KY 42420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5523 STATE ROUTE 351 E, HENDERSON, KY 42420-9475

Tax Assessment & Valuation

The 2025 property tax bill for 5523 State Rte 351 E was $1,343.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00	$116,200	$116,200
2023	$943.00	$79,500	$79,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5523 State Rte 351 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5523 State Rte 351 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 351 E

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