Santa Rosa County property record for 5523 Pine Ridge Dr, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,535 sqft · built 1994 |
| Lot Size | 0.63 acres (27,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,000 (Dec 2016) |
| Tax Bill | $1,144 (2024) |
| Deeds & Mortgages | Dec 2021 Transfer Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-2N-28-1690-01200-0130 |
| Primary APN | 31-2N-28-1690-01200-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,535 sqft Living Area |
| Gross Area | 4,137 sqft |
| 1st Floor Area | 1,656 sqft |
| Upper Floors Area | 1,440 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 27,438 sqft (0.63 acres) |
| Garage Area | 576 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 127 sqft |
| Deck Area | 102 sqft |
| Patio Area | 204 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5523 PINE RIDGE DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-7746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2022* HAYES HEIGHTS LOT 13 BLK 12 & WTH PORT LYING BETWN W LOT LN & LAKE DES AS FOLLOWS: BEG AT A PT ON SW CORN OF LOT 13 BLK 12 OF HAYES HEIGHTS SUB THN NLY ON W LN OF LOT 13 TO NW CORN OF LOT 13 BLK 12 THN WLY ON EXT OF N LO |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 31 |
| Legal Subdivision | HAYES HEIGHTS |
| Legal Block | 12 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10503 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5523 PINE RIDGE DR, MILTON, FL 32570-7746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2016 · Amount on Record |
| Deed Sale | Dec 9, 2016 · Amount on Record |
| Prior Sale | May 1, 2016 · Amount on Record |
| Deed Document Number | 201649039 |
| Deed Book / Page | 3581 / 1518 |
| Last Transfer Date | Nov 18, 2021 |
| Transfer Doc | 0042190705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 10, 2021 |
| Property Address | 5523 PINE RIDGE DR, MILTON, FL 32570-7746 |
| Document Number | 0042190705 |
| Book / Page | 4219 / 705 |
| Map Reference | MB B PG 75 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 202182033 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5523 PINE RIDGE DR, MILTON, FL 32570-7746 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5523 PINE RIDGE DR, MILTON, FL 32570-7746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037170928 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 3717/0928 |
| Instrument | 201814047 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2033 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,964 (+2.9%) | $297,081 (+2.46%) Land $23,000 Building $274,081 | |
| 2024 | $1,144.00 (+4.09%) Homeowner's exemption Disabled Person's exemption | $129,217 (+4.21%) | $289,955 (+1.56%) Land $23,000 Building $266,955 |
| 2023 | $1,099.00 (+3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $123,997 (+3%) | $285,494 (+5.77%) Land $23,000 Building $262,494 |
| 2022 | $1,067.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $120,385 | $269,917 Land $15,000 Building $254,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 13 (1985–2020) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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