St. Louis County property record for 5523 N Shore Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,800 sqft · built 2022 |
| Lot Size | 1.37 acres (59,995 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $92,500 (Jul 2015) |
| Tax Bill | $5,096 (2026) |
| Deeds & Mortgages | Oct 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0063-00160 |
| Primary APN | 315-0063-00160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,800 sqft Gross Area |
| 1st Floor Area | 2,080 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 59,995 sqft (1.37 acres) |
| Garage Area | 320 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 992057 |
|---|---|
| Street Address | 5523 N SHORE DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 11 AND 12 AND 12A INC PART OF VAC ROADADJ SERIAL # |
| Legal Subdivision | PINE PARK DIVISION |
| Legal Lot Number | 11-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 10500 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5523 N SHORE DR, DULUTH, MN 55804-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on Record |
| Deed Sale | Jul 17, 2015 · Amount on Record |
| Deed Document Number | 2015959686 |
| Prior Transfer Date | Sep 18, 2013 |
| Prior Transfer Doc | 000T936721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5523 N SHORE DR, DULUTH, MN 55804-2916 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 541 W WABASHA ST, DULUTH, MN 55803-1957 |
| Document Number | 0001061995 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 1061995 |
| Name | PARK STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COOK, MN 55723 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.59% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Max Rate At Change | 7.5% |
| Index | Prime Rate |
| Max Rate | 11.5% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,096.00 (+13.8%) Homeowner's exemption | ||
| 2025 | $4,478.00 (+127.54%) Homeowner's exemption | $602,900 (+5.75%) Land $58,600 Building $544,300 | $602,900 (+5.75%) Land $58,600 Building $544,300 |
| 2024 | $1,968.00 | $570,100 (+1,794.02%) Land $56,300 Building $513,800 | $570,100 (+1,794.02%) Land $56,300 Building $513,800 |
| 2022 | $30,100 Land $30,100 | $30,100 Land $30,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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