5523 E 14th Ave, Spokane Valley, WA 99212 Property Records

Spokane County property record for 5523 E 14th Ave, Spokane Valley, WA 99212

Property Summary

Property Type	Duplex
Details	8 bd · 6 ba · 3,300 sqft · built 2019
Lot Size	0.294 acres (12,804 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2020)
Tax Bill	$6,462 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35234.1610`

Property Details

APN / Parcel Number

Primary APN	`35234.1610`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,300 sqft Living Area
Gross Area	4,092 sqft
1st Floor Area	1,260 sqft
2nd Floor Area	2,040 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Duplex Single
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,804 sqft (0.294 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5523 E 14TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99212-5048
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF-1
Legal Description	RON - LYNN ADDITION LT 10 BLK 2
Legal Range	43E
Legal Township	25N
Legal Section	23
Legal Subdivision	LYNN ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3020
Census Tract	12300

Owner

5523 E 14th Ave, a duplex, is owned by an individual who bought it in February 2020.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 784, CHATTAROY, WA 99003-0784
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Feb 19, 2020	Warranty Deed, Construction Loan · Construction Mortgage STATE BANK NORTHWEST
Jan 21, 2020	Court-Ordered Deed, Foreclosure VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC
Aug 3, 2018	Warranty Deed, Transfer · Construction Mortgage HALL HOWARD & MICKI L/TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	Jan 21, 2020 · Amount on File
Deed Document Number	20206893950
Prior Transfer Date	Jan 20, 2020
Prior Transfer Doc	0006884170
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5523 E 14TH AVE, SPOKANE VALLEY, WA 99212-5048
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007113958
Date	Aug 16, 2021
Instrument	7113958

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5523 E 14TH AVE, SPOKANE VALLEY, WA 99212-5048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006959230
Date	Aug 25, 2020
Instrument	6959230

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 19, 2020
Property Address	5523 E 14TH AVE, SPOKANE VALLEY, WA 99212-5048
Document Number	0006893950
Map Reference	VOL 32 PG 15-17
Instrument Date	Feb 13, 2020
Instrument	6893950
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 784, CHATTAROY, WA 99003-0784

Mortgage

Document Number	0006893951
Date	Feb 19, 2020
Instrument	6893951

Lender

Name	STATE BANK NORTHWEST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 21, 2020
Property Address	5523 E 14TH AVE, SPOKANE VALLEY, WA 99212-5048
Document Number	0006884170
Instrument Date	Jan 17, 2020
Instrument	6884170
Transaction Type	Foreclosure
Record Updated	Feb 5, 2020
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5523 E 14TH AVE SPOKANE VALLEY WA 99212, SPOKANE VALLEY, WA 99212

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 3, 2018
Property Address	5523 E 14TH AVE, SPOKANE VALLEY, WA 99212-5048
Document Number	0006731030
Instrument Date	Jul 23, 2018
Instrument	6731030
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	INLAND PROF TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	249 BAKER SREET #321 MOSCOW ID 83843, 321, MOSCOW, ID 83843

Mortgage

Document Number	6731031
Date	Aug 3, 2018
Instrument	6731031

Lender

Name	HALL HOWARD & MICKI L/TR (LT)
Address	3408 N 12TH ST, COEUR D ALENE, ID 83815-6561

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 2, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 5523 E 14th Ave was $6,462, up 1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,462.00 (+1.05%)	$637,200 Land $125,000 Building $512,200	$637,200 Land $125,000 Building $512,200
2025	$6,395.00
2024		$616,700 (+15.06%) Land $95,000 Building $521,700	$616,700 (+15.06%) Land $95,000 Building $521,700
2023	$6,363.00 (-4.85%)	$536,000 Land $95,000 Building $441,000	$536,000 Land $95,000 Building $441,000
2022	$6,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5523 E 14th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5523 E 14th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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