5523 Brainerd Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 5523 Brainerd Rd, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,315 sqft · built 1997
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Aug 2014)
Tax Bill$1,443 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN121A E 007.01

Property Details

APN / Parcel Number

Primary APN121A E 007.01
Alternative APN
  • 0000047812

Interior

Full Baths1 Bath
Stories2 Stories
Building Area2,315 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number0000047812
Street Address5523 BRAINERD RD
CityCHATTANOOGA
StateTN
Zip37411-5309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionNE 1/4 SEC 16 TWP 5 R-3
Legal Range03W
Legal Township05N
Legal Section16
Legal SubdivisionBLUE RIBBON ESTATES SUBDIVISION
Legal Tract1
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group2
Census Block2010
Census Tract11413

Owner

5523 Brainerd Rd is owned by two individuals who bought it in August 2014.

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5045 BIG ORANGE WAY, 207, CHATTANOOGA, TN 37416-5503
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2014 · Amount on File
Deed SaleAug 18, 2014 · Amount on File
Deed Document Number2014166
Deed Book / Page10282 / 175
Prior Transfer DateApr 8, 2002
Prior Transfer Doc6208490
Record UpdatedJun 8, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address5523 BARN RD, HARRISON, TN 37341-5916
Document Number0827000094
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5045 BIG ORANGE WAY #207 CHATTANOOGA TN 374165503, 207, CHATTANOOGA, TN 37416-5503

Mortgage

Document Number0827000094
DateAug 27, 2019
Book Page011740/000773
Instrument190827000094
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueAug 26, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 5523 Brainerd Rd was $1,443, up 10.1% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,443.00 (+10.07%)$95,225 (+62.43%)$380,900 (+62.43%) Land $71,500 Building $309,400
2024$1,311.00 (-2.67%)$58,625 (-)$234,500 (-) Land $45,000 Building $189,500
2023$1,347.00$58,625$234,500 Land $45,000 Building $189,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5523 Brainerd Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2003–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5523 Brainerd Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 67% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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