5523 Bay Hill Dr, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 5523 Bay Hill Dr, Windsor, CO 80528

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,200 sqft · built 2022
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,812 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Line of Credit
APN	`86154-17-014`

Property Details

APN / Parcel Number

Primary APN	`86154-17-014`
Alternative APN	`R1671419`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,830 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1671419
Street Address	5523 BAY HILL DR
City	WINDSOR
State	CO
Zip	80528-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, BLOCK 7, WINDSOR VILLAGES AT PTARMIGAN, WIN (20190066477)
Legal Range	68W
Legal Township	6N
Legal Section	15
Legal Subdivision	WINDSOR VILLAGES AT PTARMIGAN
Legal Block	7
Legal Lot Number	14
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	2
Census Block	2006
Census Tract	2505

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5523 BAY HILL DR, WINDSOR, CO 80528-9038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022
Deed Sale	Oct 31, 2022
Deed Document Number	202264460
Record Updated	Sep 20, 2026

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 31, 2022
Property Address	5523 BAY HILL DR, WINDSOR, CO 80528-9038
Document Number	0000064460
Map Reference	DOC 20190066477
Instrument Date	Oct 28, 2022
Instrument	20220064460
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2026
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.49
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5523 BAY HILL DR, WINDSOR, CO 80528-9038

Mortgage

Document Number	0000064461
Date	Oct 31, 2022
Instrument	20220064461

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5523 BAY HILL DR, WINDSOR, CO 80528-9038
Document Number	0000026705
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1520 W KETTLEMAN LN #A1 LODI CA 952429290, A1, LODI, CA 95242-9290

Mortgage

Document Number	0000026705
Date	Apr 20, 2020
Instrument	26705

Lender

Name	BANK OF CO
Type	Bank
Address	4848 THOMPSON PKWY, JOHNSTOWN, CO 80534-6433

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 19, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,812.00 (+8.07%)	$35,263 (-6.17%) Land $9,025 Building $26,238	$564,200 (+0.59%) Land $144,400 Building $419,800
2024	$5,378.00 (+2.81%)
2023	$5,231.00 (+185.22%)	$37,581 (+209.28%) Land $9,675 Building $27,906	$560,900 (+1,238.66%) Land $144,400 Building $416,500
2022	$1,834.00	$12,151 Land $12,151	$41,900 Land $41,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 69% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, TDS Telecom.

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