55223 310th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 55223 310th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,248 sqft · built 2003
Lot Size	40 acres (1,742,400 sqft)
Owner	Company Name on Record
Last Sale	$582,500 (Feb 2019)
Tax Bill	$7,920 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00024.06`

Property Details

APN / Parcel Number

Primary APN	`R02.00024.06`
Alternative APN	`02.00024.06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,248 sqft Living Area
1st Floor Area	2,400 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,742,400 sqft
Shed	1 Shed
Shed Area	4,264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55223 310TH AVE
City	ELGIN
State	MN
Zip	55932-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-05 TWP-108 RANGE-012 40.00 AC NE1/4SW1/4
Legal Range	12
Legal Township	108
Legal Section	05
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1073
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	55223 310TH AVE, ELGIN, MN 55932-5330
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit ONB BANK & TRUST CO
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Dec 21, 2021	Intrafamily Transfer, Transfer
Feb 4, 2019	Warranty Deed, Transfer · Line of Credit PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	2019333789
Last Transfer Date	Oct 14, 2021
Transfer Doc	0000347402
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	55223 310TH AVE, ELGIN, MN 55932-5330
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000361106
Date	Oct 17, 2025
Instrument	361106

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	55223 310TH AVE, ELGIN, MN 55932-5330
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7509 11TH AVE NW, ROCHESTER, MN 55901-8876

Mortgage

Document Number	0000353606
Date	Sep 6, 2023
Instrument	353606

Lender

Name	ONB BANK & TRUST CO
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	23 Months
Due	Aug 30, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	55223 310TH AVE, ELGIN, MN 55932-5330
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55223 310TH AVE, ELGIN, MN 55932-5330

Mortgage

Document Number	0000341838
Date	Nov 25, 2020
Instrument	341838

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	55223 310TH AVE, ELGIN, MN 55932-5330
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000336193
Date	Sep 23, 2019
Instrument	336193

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 22, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WABASHA MN
Recording Date	Dec 21, 2021
Property Address	55223 310TH AVE, ELGIN, MN 55932-5330
Document Number	0000347402
Instrument Date	Oct 14, 2021
Instrument	347402
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	55223 310TH AVE, ELGIN, MN 55932-5330

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Feb 4, 2019
Property Address	55223 310TH AVE, ELGIN, MN 55932-5330
Document Number	0000333789
Instrument Date	Jan 30, 2019
Instrument	333789
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,922.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55223 310TH AVE, ELGIN, MN 55932-5330

Mortgage

Document Number	0000333790
Date	Feb 4, 2019
Instrument	333790

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,920.00 (+42.39%) Homeowner's exemption	$1,074,200 (+37.74%) Land $258,000 Building $816,200	$1,074,200 (+37.74%) Land $258,000 Building $816,200
2023	$5,562.00 Homeowner's exemption	$779,900 Land $218,000 Building $561,900	$779,900 Land $218,000 Building $561,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Hiawatha Broadband Communications.

Cell Coverage

4G LTE only, no 5G reported

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