5522 Winchester Dr, Troy, MI 48085 Property Records

Oakland County property record for 5522 Winchester Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,041 sqft · built 1977
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on File
Last Sale	$390,000 (Jul 2021)
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-10-301-005`

Property Details

APN / Parcel Number

Primary APN	`88-20-10-301-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,041 sqft Living Area
1st Floor Area	2,013 sqft
Basement Area	1,558 sqft
Unfinished Basement	2,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5522 WINCHESTER DR
City	TROY
State	MI
Zip	48085-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 10 SYLVAN GLEN SUB NO 2 LOT 288
Legal Range	11E
Legal Township	2N
Legal Section	10
Legal Subdivision	SYLVAN GLEN
Legal Lot Number	288
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2005
Census Tract	196200

Owner

5522 Winchester Dr is owned by a company that acquired it in June 2023.

Source: Oakland County records, as of June 2, 2026

Owner of Record	Company Name on File
Mailing Address	24111 SOUTHFIELD RD, SOUTHFIELD, MI 48075-2841
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Line of Credit THE STATE BANK
Sep 20, 2021	Quit Claim Deed, Transfer CORTITLE LLC, CORETITLE LLC
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Dec 3, 2014 · Amount on File
Deed Document Number	2021183104
Deed Book / Page	56592 / 506
Last Transfer Date	Jun 1, 2023
Transfer Doc	0000060296
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 2, 2023
Property Address	5522 WINCHESTER DR, TROY, MI 48085-3250
Document Number	0000060296
Book / Page	58644 / 222
Map Reference	LB 132 PG 12-14
Instrument Date	Jun 1, 2023
Instrument	60296
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	SIMS TITLE AGENCY, MS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24111 SOUTHFIELD RD, SOUTHFIELD, MI 48075-2841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24111 SOUTHFIELD RD, SOUTHFIELD, MI 48075-2841

Mortgage

Document Number	0005864469
Date	Jun 2, 2023
Instrument	58644/69

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 20, 2021
Property Address	5522 WINCHESTER DR, TROY, MI 48085-3250
Document Number	0000224902
Book / Page	56870 / 237
Map Reference	LB 132 PG 12-14
Instrument Date	Jul 20, 2021
Instrument	224902
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CORTITLE LLC, CORETITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24111 SOUTHFIELD RD, 24111, SOUTHFIELD, MI 48075-2841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21500 HAGGERTY RD STE 200, 200, NORTHVILLE, MI 48167-8992

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 23, 2021
Property Address	5522 WINCHESTER DR, TROY, MI 48085-3250
Document Number	0000183104
Book / Page	56592 / 506
Map Reference	LB 132 PG 12-14
Instrument Date	Jul 8, 2021
Instrument	183104
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CORTITLE LLC, CORETITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5522 WINCHESTER DR, 5522, TROY, MI 48085-3250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24111 SOUTHFIELD RD, SOUTHFIELD, MI 48075-2841

Mortgage

Document Number	0056592508
Date	Jul 23, 2021
Instrument	56592/508

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5522 Winchester Dr was $7,508, up 2.8% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,508.00 (+2.75%)
2024	$7,307.00
2023			$355,820
2022	$8,854.00	$177,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5522 Winchester Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5522 Winchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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