5522 W Rice St, Chicago, IL 60651 Property Records

Cook County property record for 5522 W Rice St, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 1902
Lot Size	0.095 acres (4,125 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Apr 2020)
Tax Bill	$3,587 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-324-015`

Property Details

APN / Parcel Number

Primary APN	`16-04-324-015`
Alternative APN	`16-04-324-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1904
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,125 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5522 W RICE ST
City	CHICAGO
State	IL
Zip	60651-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF PT OF SH SW SW SEC 04-39-13
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	SUBDIVISION OF PT OF SH SW SW SEC 04-3
Legal Block	2
Legal Lot Number	14,13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1020
Census Tract	251200

Owner

Source: Cook County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5522 W RICE ST, CHICAGO, IL 60651-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Apr 13, 2020	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Aug 11, 2014 · Amount on Record
Deed Document Number	202039133
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 21, 2026
Property Address	5522 W RICE ST, CHICAGO, IL 60651-2734
Document Number	0000025359
Instrument Date	Jun 12, 2026
Instrument	202625359
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5522 W RICE ST, CHICAGO, IL 60651-2734

Mortgage

Document Number	0000025359,
Date	Jul 21, 2026
Instrument	202625359

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Apr 1, 2050

Interest

Rate	6.36%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5522 W RICE ST, CHICAGO, IL 60651-2734
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5522 W RICE ST, CHICAGO, IL 60651-2734

Mortgage

Document Number	0006729163
Date	Mar 7, 2024
Instrument	2406729163

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 13, 2020
Property Address	5522 W RICE ST, CHICAGO, IL 60651-2734
Document Number	2010439133
Instrument Date	Feb 6, 2020
Instrument	10439133
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5522 W RICE ST CHICAGO IL 606512734, CHICAGO, IL 60651-2734

Mortgage

Document Number	2010439134
Date	Apr 13, 2020
Instrument	10439134

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Fixed Rate
Rate	4.87%

Mortgage

Document Number	2010439135,
Date	Apr 13, 2020
Instrument	10439135

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 (+29.42%) Land $4,950 Building $17,050	$220,000 (+29.42%) Land $49,500 Building $170,500
2023	$3,587.00 (+2.6%)
2022	$3,496.00	$16,999 Land $3,918 Building $13,081	$169,990 Land $39,180 Building $130,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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