5522 W Eddy St, Chicago, IL 60641 Property Records

Cook County property record for 5522 W Eddy St, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1926
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jun 2022)
Tax Bill	$4,644 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-21-300-030`

Property Details

APN / Parcel Number

Primary APN	`13-21-300-030`
Alternative APN	`13-21-300-030-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	5522 W EDDY ST
City	CHICAGO
State	IL
Zip	60641-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(RESUBDIVISION) OF J E (WHITES) (ADDISON) GARDENS SUB OF LT A IN PARTN OF WH SW SEC 21-40-13
Legal Range	13E
Legal Township	40N
Legal Section	21
Legal Subdivision	RESUBDIVISION OF J E WHITES ADDISON
Legal Block	1
Legal Lot Number	A
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4003
Census Tract	151100

Owner

5522 W Eddy St is owned by two individuals who bought it in June 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4653 N LAWNDALE AVE, 1S, CHICAGO, IL 60625-5827
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jan 14, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Jan 14, 2022 · Amount on File
Deed Document Number	20226041
Prior Transfer Date	Aug 13, 2014
Prior Transfer Doc	0000000232
Record Updated	Sep 20, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 7, 2022
Property Address	5522 W EDDY ST, CHICAGO, IL 60641-3247
Document Number	0015806041
Instrument Date	May 25, 2022
Instrument	2215806041
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5522 W EDDY ST, CHICAGO, IL 60641-3247

Mortgage

Document Number	0015806042
Date	Jun 7, 2022
Instrument	2215806042

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.22%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 14, 2022
Property Address	5522 W EDDY ST, CHICAGO, IL 60641-3247
Document Number	0001412280
Instrument Date	Dec 28, 2021
Instrument	2201412280
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 STEWART ST STE 600, 600, SEATTLE, WA 98101-2161

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 Land $11,625 Building $28,375	$400,000 Land $116,250 Building $283,750
2023	$4,644.00 (+2.58%)
2022	$4,527.00 Homeowner's exemption	$22,000 Land $9,375 Building $12,625	$220,000 Land $93,750 Building $126,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5522 W Eddy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5522 W Eddy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,097 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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