5522 W Cobblestone St, Bloomington, IN 47403 Property Records

Monroe County property record for 5522 W Cobblestone St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$264,900 (May 2022)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-30391-10`

Property Details

APN / Parcel Number

Primary APN	`016-30391-10`
Alternative APN	`53-09-02-200-102.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	016-30391-10
Street Address	5522 W COBBLESTONE ST
City	BLOOMINGTON
State	IN
Zip	47403-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	STONECREST@ FIELDSTONE 3 L110
Legal Subdivision	STONECREST FIELDSTONE PH 03
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2008
Census Tract	501

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5522 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Intrafamily Transfer, Transfer
May 27, 2022	Warranty Deed, Transfer
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	202246368
Prior Transfer Date	Jun 10, 2011
Prior Transfer Doc	2011007705
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Nov 22, 2022
Property Address	5522 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8957
Document Number	2022016684
Map Reference	CAB C ENV 269
Instrument Date	Nov 21, 2022
Instrument	2022016684
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5522 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8957

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 27, 2022
Property Address	5522 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8957
Document Number	2022008117
Map Reference	CAB C ENV 269
Instrument Date	May 27, 2022
Instrument	2022008117
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5522 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8957

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 31, 2017
Property Address	5522 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8957
Document Number	2017012372
Map Reference	PL CAB C ENV 269
Instrument Date	Aug 28, 2017
Instrument	2017012372
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5522 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8957
Investor	Possibly a Property Investor

Mortgage

Document Number	2017012373
Date	Aug 31, 2017
Instrument	2017012373

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 (-6.4%)	$260,800 (+2.07%) Land $46,000 Building $214,800	$260,800 (+2.07%) Land $46,000 Building $214,800
2024	$1,952.00 (+19.1%)
2023		$255,500 (+13.51%) Land $46,000 Building $209,500	$255,500 (+13.51%) Land $46,000 Building $209,500
2022	$1,639.00	$225,100 Land $39,300 Building $185,800	$225,100 Land $39,300 Building $185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2004–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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