Okeechobee County property record for 5522 NW 20th St, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,682 sqft · built 1974 |
| Lot Size | 3.08 acres (134,165 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,814 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-12-37-34-0A00-00070-A000 |
| Primary APN | 1-12-37-34-0A00-00070-A000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,682 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 134,165 sqft (3.08 acres) |
| Porch | Florida Room |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5522 NW 20TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-9544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMENCING AT THE 1/4 SECTION CORNER ON THE EAST BOUNDARY LINE OF SECTION 12, TOWNSHIP 37 SOUTH, RANGE 34 EAST; THENCE BEAR SOUTH 000800 WEST, ALONG THE EAST BOUNDARY LINE OF SAID SECTION 12 FOR A DISTANCE OF 1452.00 FEET; THENCE BEAR NORTH 894000 WE |
| Legal Range | 34E |
| Legal Township | 37S |
| Legal Section | 12 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 910202 |
Source: Okeechobee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5522 NW 20TH ST, OKEECHOBEE, FL 34972-9544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| Jan 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2017 |
| Transfer Doc | 0007850340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 5522 NW 20TH ST, OKEECHOBEE, FL 34972-9544 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | TALON TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012739 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025012739 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jan 23, 2017 |
| Property Address | 5522 NW 20TH ST, OKEECHOBEE, FL 34972-9544 |
| Document Number | 0007850340 |
| Book / Page | 000785 / 000340 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 638 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5522 NW 20TH ST OKEECHOBEE FL 349729544, OKEECHOBEE, FL 34972-9544 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,814.00 (+8.75%) Homeowner's exemption | $120,821 (+5.99%) | $245,292 (+13.05%) Land $84,920 Building $160,372 |
| 2023 | $1,668.00 (+9.81%) Homeowner's exemption | $113,996 (+3%) | $216,986 (+16.21%) Land $34,720 Building $182,266 |
| 2022 | $1,519.00 Homeowner's exemption | $110,676 | $186,717 Land $34,720 Building $151,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 16 (1994–2020) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Dec 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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