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5522 Cobblegate Dr, Dayton, OH 45449 Property Records

Montgomery County property record for 5522 Cobblegate Dr, Dayton, OH 45449

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,178 sqft · built 1979
Lot Size0.024 acres (871 sqft)
OwnerIndividual Name on File
Last Sale$119,000 (Feb 2023)
Tax Bill$2,686 (2024)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2023 Sale
Flood ZoneZone X (minimal risk)
APNK47-50418-0014

Property Details

APN / Parcel Number

Primary APNK47-50418-0014

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area1,178 sqft Living Area
1st Floor Area583 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Lot Area871 sqft (0.024 acres)
View / LotApt/Condo Complex
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5522 COBBLEGATE DR
CityDAYTON
StateOH
Zip45449-2840
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBLDG 4 UNIT 14 & GARAGE TIMBERLINE CONDO PH 1
Legal SubdivisionTIMBERLINE CONDO PH 1
Legal Lot Number14
JurisdictionMONTGOMERY OH
Township / Civil DivisionMIAMI
Census Block Group1
Census Block1003
Census Tract50105

Owner

5522 Cobblegate Dr, a condominium, is owned and occupied by an individual who bought it in February 2023.

Source: Montgomery County records, as of December 30, 2025

Owner of RecordIndividual Name on File
Mailing Address5522 COBBLEGATE DR, DAYTON, OH 45449-2840
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 27, 2023Warranty Deed, Transfer
NOT AVAILABLE, OMNI TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2023 · Amount on File
Deed SaleFeb 27, 2023 · Amount on File
Prior SaleDec 6, 2006 · Amount on File
Deed Document Number202310188
Prior Transfer DateFeb 1, 2023
Prior Transfer Doc0000010188
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address5522 COBBLEGATE DR, DAYTON, OH 45449-2840
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanyOMNI TITLE LLC

Transaction

Additional
  • Notice of Foreclosure Sale

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 BREHL AVE, COLUMBUS, OH 43222-1313

Mortgage

Document Number0000010189
DateFeb 27, 2023
Instrument202300010189
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateFeb 27, 2023
Property Address5522 COBBLEGATE DR, DAYTON, OH 45449-2840
Document Number0000010188
Map ReferenceMB 110 PG 3
Instrument DateFeb 1, 2023
Instrument202300010188
Transaction TypeTransfer
Record UpdatedJul 19, 2023
Title CompanyNOT AVAILABLE, OMNI TITLE LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5522 COBBLEGATE DR, DAYTON, OH 45449-2840

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
County SubdivisionMiami Township
Unified School DistrictWest Carrollton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,480 Land $4,280 Building $33,200$107,100 Land $12,240 Building $94,860
2024$2,686.00
2023$2,686.00 (+20.72%)$37,480 (+52.98%) Land $4,280 Building $33,200$107,100 Land $12,240 Building $94,860
2022$2,225.00$24,500 Land $2,800 Building $21,700
2020$70,000 Land $8,000 Building $62,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5522 Cobblegate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5522 Cobblegate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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