5521 W Potomac Ave, #1, Chicago, IL 60651 Property Records

Cook County property record for 5521 W Potomac Ave, #1, Chicago, IL 60651

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,288 sqft · built 1918
Lot Size	0.086 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2023)
Tax Bill	$5,275 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`16-04-125-010`

Property Details

APN / Parcel Number

Primary APN	`16-04-125-010`
Alternative APN	`16-04-125-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,288 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5521 W POTOMAC AVE, 1
City	CHICAGO
State	IL
Zip	60651-1258
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	CHANNING M (COLEMANS) ADD TO (AUSTIN) SUB OF W 26.82 ACS OF SH NW SEC 04-39-13
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	COLEMANS ADD TO AUSTIN
Legal Block	6
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3003
Census Tract	250700

Owner

5521 W Potomac Ave, #1 is owned by two individuals who bought it in August 2023.

Source: Cook County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5521 W POTOMAC AVE, CHICAGO, IL 60651-1258
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Jan 10, 2023	Warranty Deed, Construction Loan · Construction Mortgage BPL MORTGAGE TRUST LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Jan 10, 2023 · Amount on File
Deed Document Number	202329136
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 18, 2023
Property Address	5521 W POTOMAC AVE # 1, 1, CHICAGO, IL 60651-1258
Document Number	0023029136
Instrument Date	Aug 14, 2023
Instrument	2323029136
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	GMT TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5521 W POTOMAC AVE, CHICAGO, IL 60651-1258

Mortgage

Document Number	0023029137
Date	Aug 18, 2023
Instrument	2323029137

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.75%

Mortgage

Document Number	0023029138
Date	Aug 18, 2023
Instrument	2323029138

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate
Rate	9.75%

January 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 10, 2023
Property Address	5521 W POTOMAC AVE # 1, 1, CHICAGO, IL 60651-1258
Document Number	0001010034
Instrument Date	Dec 29, 2022
Instrument	2301010034
Transaction Type	Construction Loan
Record Updated	Jan 24, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3421 ADAMS ST, BELLWOOD, IL 60104-2144

Mortgage

Document Number	0001010035
Date	Jan 10, 2023
Instrument	2301010035

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,001 Land $4,688 Building $29,313	$340,010 Land $46,880 Building $293,130
2023	$5,275.00 (+36.13%)
2022	$3,875.00 (+16,045.83%)	$25,000 (-) Land $3,750 Building $21,250	$250,000 (-) Land $37,500 Building $212,500
2021	$24.00	$25,000 Land $3,750 Building $21,250	$250,000 Land $37,500 Building $212,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5521 W Potomac Ave, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5521 W Potomac Ave, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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