5521 W Circle Dr, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 5521 W Circle Dr, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1957
Lot Size	0.204 acres (8,886 sqft)
Owner	Company Name on Record
Last Sale	$107,000 (Sep 2018)
Tax Bill	$2,420 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-26-426-005-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-26-426-005-000`
Alternative APN	`46110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Finished Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	475 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	98.2 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Deck Area	117 sqft
Patio Area	307 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46110
Street Address	5521 W CIRCLE DR
City	SIOUX FALLS
State	SD
Zip	57106-0848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 40 SHAMROCK TRACTS IN CITY OF SIOUX FALLS
Legal Subdivision	SHAMROCK TRACTS
Legal Tract	40
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2001
Census Tract	1107

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5521 W CIRCLE DR, SIOUX FALLS, SD 57106-0848
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust · Line of Credit UNION FEDERAL CREDIT UNION
Sep 10, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Deed Book / Page	585-D / 0070
Record Updated	Oct 29, 2026

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 10, 2026
Property Address	5521 W CIRCLE DR, SIOUX FALLS, SD 57106-0848
Document Number	0000160909
Book / Page	2017-M / 601
Instrument Date	Jun 3, 2026
Instrument	2026160909
Record Updated	Aug 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160909,
Date	Jun 10, 2026
Book Page	2017-M/601
Instrument	2026160909

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Index	Prime Rate
Max Rate	-1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 10, 2018
Property Address	5521 W CIRCLE DR, SIOUX FALLS, SD 57106-0848
Document Number	585DEED/0070
Book / Page	585 DEED / 0070
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 W CIRCLE DR, SIOUX FALLS, SD 57106-0848

Mortgage

Document Number	1846MTG839
Date	Sep 10, 2018
Instrument	1846 MTG/839

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,086 (+8.7%) Land $28,483 Building $152,603	$181,086 Land $28,483 Building $152,603
2025	$2,420.00	$166,600 (+4.78%) Land $28,800 Building $137,800
2024	$2,420.00 (+16.4%)	$159,000 (+24.9%) Land $28,800 Building $130,200
2022	$2,079.00	$127,300 Land $28,800 Building $98,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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