5521 Ruby Falls Dr, Prospect, KY 40059 Property Records

Oldham County property record for 5521 Ruby Falls Dr, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	13,303 sqft (0.305 acres)
Occupancy	Owner Occupied
Last Sale	$838,502 (2024)
Tax Bill	$10,996.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-01A-02-351`
Alternative APNs	`70024` `73921`

Exterior

Lot Area	13,303 sqft (0.305 acres)

Location & Zoning

Account Number	73921
Street Address	5521 RUBY FALLS DR
City	PROSPECT
State	KY
Zip	40059-8521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & .3054AC
Legal Block	SEC 2
Legal Lot Number	351
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	1
Census Block	1017
Census Tract	30704

Owner

Source: Oldham County records · APN 11-01A-02-351

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5521 RUBY FALLS DR, PROSPECT, KY 40059-8521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Deed Doc Number	784151
Deed Book / Page	D1395 / 9
Record Refreshed	Jun 08, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Oct 22, 2024
Property Address	5521 RUBY FALLS DR, PROSPECT, KY 40059-8521
Document Number	000D1395/9
Book / Page	D1395 / 9
Map Reference	MB 8 PG 20
Instrument Date	Oct 21, 2024
Instrument	784151
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$839.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16218 SHELBYVILLE RD, LOUISVILLE, KY 40245-4248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5521 RUBY FALLS DR, PROSPECT, KY 40059-8521

Mortgage

Document Number	0000784154
Date	Oct 22, 2024
Instrument	784154

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,996.00	$838,520 Land $135,047 Building $703,473	$838,520 Land $135,047 Building $703,473

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.