5521 Massey Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5521 Massey Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,944 sqft · built 2017
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-8-33-00-0-00009-04`

Property Details

APN / Parcel Number

Primary APN	`3-06-8-33-00-0-00009-04`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,944 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	196,020 sqft (4.5 acres)

Location & Zoning

Street Address	5521 MASSEY RD
City	HERNANDO
State	MS
Zip	38632-8065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE1/4 SE/4
Legal Range	06
Legal Township	03
Legal Section	33
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	70900

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	5521 MASSEY RD, HERNANDO, MS 38632-8065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · VA Mortgage COMMUNITY BANK & TRUST CO
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000082715
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5521 MASSEY RD, HERNANDO, MS 38632-8065
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004475/520
Date	Jan 4, 2018
Book Page	4475/520
Instrument	T04475-00520

Lender

Name	COMMUNITY BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5521 MASSEY RD, HERNANDO, MS 38632-8065
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004817/486
Date	Oct 17, 2019
Book Page	4817/486

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 26, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5521 MASSEY RD, HERNANDO, MS 38632-8065
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 MASSEY RD, HERNANDO, MS 38632-8065

Mortgage

Document Number	005266/734
Date	Jun 15, 2021
Book Page	5266/734

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5521 MASSEY RD, HERNANDO, MS 38632-8065
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 MASSEY RD, HERNANDO, MS 38632-8065

Mortgage

Document Number	0005360/58
Date	Sep 30, 2021
Book Page	5360/58

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00 (+15.18%)	$32,527 (+37.23%) Land $3,600 Building $28,927	$325,272 (+37.23%) Land $36,000 Building $289,272
2023	$2,069.00	$23,703	$237,031 Land $36,000 Building $201,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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