5521 Lake St, Mount Dora, FL 32757 Property Records

Orange County property record for 5521 Lake St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,452 sqft · built 1901
Lot Size	0.164 acres (7,165 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2023)
Tax Bill	$4,297 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-20-27-8559-01-011`

Property Details

APN / Parcel Number

Primary APN	`08-20-27-8559-01-011`
Alternative APNs	`272008855901011` `102294` `102293` `102434`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,452 sqft Living Area
Gross Area	2,246 sqft
1st Floor Area	624 sqft
Basement Area	372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,165 sqft (0.164 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5521 LAKE ST
City	MOUNT DORA
State	FL
Zip	32757-7196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	TANGERINE MISC 3/599 N1/2 OF LOTS 1 & 2 BLK 1
Legal Range	27E
Legal Township	20S
Legal Section	08
Legal Subdivision	TANGERINE
Legal Tract	8559
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2034
Census Tract	17901

Owner

5521 Lake St is owned and occupied by two individuals who bought it in July 2023.

Source: Orange County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5521 LAKE ST, MOUNT DORA, FL 32757-7196
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · FHA Mortgage ELEMENTS FINANCIAL FCU
Feb 23, 2022	Warranty Deed, Transfer MARION LAKE SUMTER TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Feb 23, 2022 · Amount on File
Deed Document Number	2023390945
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 13, 2023
Property Address	5521 LAKE ST, MOUNT DORA, FL 32757
Document Number	0000390945
Map Reference	MB 3 PG 599
Instrument Date	Jul 11, 2023
Instrument	20230390945
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 100, MASCOTTE, FL 34753-0100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 LAKE ST, MOUNT DORA, FL 32757

Mortgage

Document Number	0000390946
Date	Jul 13, 2023
Instrument	20230390946

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 23, 2022
Property Address	5521 LAKE ST, MOUNT DORA, FL 32757
Document Number	0000126370
Map Reference	MB 3 PG 599
Instrument Date	Feb 22, 2022
Instrument	20220126370
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	MARION LAKE SUMTER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 NE 52ND CT, 30, OCALA, FL 34470-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100, MASCOTTE, FL 34753-0100

Tax Assessment & Valuation

The 2025 property tax bill for 5521 Lake St was $4,297, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,680 (-0.15%) Land $50,000 Building $228,680	$278,680 (-1.31%) Land $50,000 Building $228,680
2025	$4,297.00 (+5.29%) Homeowner's exemption	$279,093	$282,390 Land $50,000 Building $232,390
2024	$4,081.00 (+43.19%)
2023	$2,850.00 (+23.27%) Homeowner's exemption	$161,894 (+25.42%) Land $50,000 Building $111,894	$161,894 (+25.42%) Land $50,000 Building $111,894
2022	$2,312.00	$129,079 Land $35,000 Building $94,079	$129,079 Land $35,000 Building $94,079

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5521 Lake St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2004–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5521 Lake St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TANGERINE PARK public/private · serves 851 people · EPA ID FL3481329
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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