5521 Emerson Rd, Sacramento, CA 95820 Property Records

Sacramento County property record for 5521 Emerson Rd, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1952
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,500 (Jul 2009)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`023-0265-018-0000`

Property Details

APN / Parcel Number

Primary APN	`023-0265-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5521 EMERSON RD
City	SACRAMENTO
State	CA
Zip	95820-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLONIAL VILLAGE 05, LOT 653
Legal Subdivision	COLONIAL VILLAGE 05
Legal Lot Number	653
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	3101

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4301 71ST ST, SACRAMENTO, CA 95820-3509
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2009 · Amount on Record
Deed Sale	Jul 16, 2009 · Amount on Record
Prior Sale	Feb 17, 2009 · Amount on Record
Deed Book / Page	20090716 / 158
Prior Transfer Date	Mar 15, 1994
Prior Transfer Doc	9403000268
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 18, 2022
Property Address	5521 EMERSON RD, SACRAMENTO, CA 95820-6620
Document Number	0000000610
Map Reference	MB 32 MAP 13
Instrument Date	Jan 11, 2022
Instrument	2022011800610
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4301 71ST ST, SACRAMENTO, CA 95820-3509
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000611
Date	Jan 18, 2022
Instrument	2022011800611

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5521 EMERSON RD, SACRAMENTO, CA 95820-6620
Document Number	2009181213
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4301 71ST ST SACRAMENTO CA 958203509, SACRAMENTO, CA 95820-3509

Mortgage

Document Number	2009181213
Date	Sep 18, 2020
Instrument	2009181213

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5521 EMERSON RD, SACRAMENTO, CA 95820-6620
Document Number	1912300845
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71ST ST SACRAMENTO CA 95820, SACRAMENTO, CA 95820

Mortgage

Document Number	1912300845
Date	Dec 30, 2019
Instrument	1912300845

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$116,504 (+2%) Land $65,823 Building $50,681
2025	$1,511.00 (+1.41%)	$114,221 (+4.04%) Land $64,533 Building $49,688
2024	$1,490.00 (+2.48%)
2023	$1,454.00 (+1.75%)	$109,787 Land $62,028 Building $47,759
2022	$1,429.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1993–2025)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, T-Mobile.

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