Hamilton County property record for 5521 E Kemper Rd, Cincinnati, OH 45241
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,287 sqft · built 1938 |
| Lot Size | 1.11 acres (48,482 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,900 (May 2019) |
| Tax Bill | $4,162 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 608-0030-0095-00 |
| Primary APN | 608-0030-0095-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,287 sqft Living Area |
| Gross Area | 2,674 sqft |
| 1st Floor Area | 987 sqft |
| 2nd Floor Area | 700 sqft |
| Upper Floors Area | 700 sqft |
| Basement Area | 987 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 48,482 sqft (1.11 acres) |
| Lot Dimensions | 601 ft deep x 137 ft wide |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5521 E KEMPER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45241-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYMMESTOWN RD 137 X 601.28 IRR R2-T3-S13 SE |
| Legal Subdivision | CROSLEY FARMS |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SHARONVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 23001 |
Source: Hamilton County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jun 22, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN MTG SVC |
| May 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Jul 11, 2011 · Amount on Record |
| Deed Document Number | 201939650 |
| Deed Book / Page | 13923 / 1238 |
| Last Transfer Date | Sep 26, 2024 |
| Transfer Doc | 0000070131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 6, 2026 |
| Property Address | 5521 E KEMPER RD, CINCINNATI, OH 45241-2124 |
| Document Number | 0000025265 |
| Book / Page | 15638 / 368 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202625265 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5521 E KEMPER RD, CINCINNATI, OH 45241-2124 |
| Document Number | 0000025265, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 15638/368 |
| Instrument | 202625265 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5521 E KEMPER RD, CINCINNATI, OH 45241-2124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5521 E KEMPER RD F, F, CINCINNATI, OH 45241-2124 |
| Document Number | 0000116753 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 14510/3662 |
| Instrument | 2021-0116753 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5521 E KEMPER RD, CINCINNATI, OH 45241-2124 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000099825 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 14482/3098 |
| Instrument | 2021-0099825 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 167 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5521 E KEMPER RD, CINCINNATI, OH 45241-2124 |
| Document Number | 0000063127 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5521 E KEMPER RD CINCINNATI OH 452412124, CINCINNATI, OH 45241-2124 |
| Document Number | 0000063127 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 014201/002456 |
| Instrument | 63127 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 30, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 22, 2019 |
| Property Address | 5521 E KEMPER RD, CINCINNATI, OH 45241-2124 |
| Document Number | 0000039650 |
| Book / Page | 13923 / 01238 |
| Map Reference | MB 25 PG 45 |
| Instrument Date | May 17, 2019 |
| Instrument | 2019-0039650 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $983.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5521 E KEMPER RD, 5521, CINCINNATI, OH 45241-2124 |
| Name | Verified Name |
|---|---|
| Address | 5521 E KEMPER RD, CINCINNATI, OH 45241-2124 |
| Document Number | 0000039651 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019-0039651 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2034 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Sharonville City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,162.00 (+16.71%) | $87,259 (-) Land $23,814 Building $63,445 | $249,310 (-) Land $68,040 Building $181,270 |
| 2024 | $3,566.00 (+0.14%) | $87,259 (-) Land $23,814 Building $63,445 | |
| 2023 | $3,561.00 (+29.82%) | $87,259 (+61.76%) Land $23,814 Building $63,445 | $249,310 (+61.76%) Land $68,040 Building $181,270 |
| 2022 | $2,743.00 Homeowner's exemption | $53,943 Land $16,846 Building $37,097 | |
| 2020 | $154,120 Land $48,130 Building $105,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1979–2022) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures