5521 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5521 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,742 sqft · built 1976
Lot Size	0.224 acres (9,775 sqft)
Owner	Individual Name on Record
Tax Bill	$4,005 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R70450`

Property Details

APN / Parcel Number

Primary APN	`R70450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,742 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	9,775 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Area	484 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5521 78TH ST
City	LUBBOCK
State	TX
Zip	79424-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	FARRAR ESTATES L 340
Legal Subdivision	FARRAR ESTATES
Legal Lot Number	3400
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2009
Census Tract	1713

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5521 78TH ST, LUBBOCK, TX 79424-2601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Vendor's Lien, Transfer · Conventional Mortgage ALLIANCE CU OF FLORIDA
Mar 6, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023
Deed Sale	Dec 6, 2023
Prior Sale	Mar 6, 2023
Deed Document Number	2023046133
Record Updated	Jun 8, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 6, 2023
Property Address	5521 78TH ST, LUBBOCK, TX 79424-2601
Document Number	0000046133
Map Reference	VOL 1345 PG 945
Instrument Date	Dec 4, 2023
Instrument	2023046133
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521-78TH STREET, LUBBOCK, TX 79424-2601

Mortgage

Document Number	0000046134
Date	Dec 6, 2023
Instrument	2023046134

Lender

Name	ALLIANCE CU OF FLORIDA
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	Mar 6, 2023
Property Address	5521 78TH ST, LUBBOCK, TX 79424-2601
Document Number	0000008101
Map Reference	VOL 1345 PG 945
Instrument Date	Feb 27, 2023
Instrument	2023008101
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5504 HIGHLAND CT, MIDLAND, TX 79707-5017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 78TH ST, LUBBOCK, TX 79424-2601

Mortgage

Document Number	0000008102
Date	Mar 6, 2023
Instrument	2023008102

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000008103
Date	Mar 6, 2023
Instrument	2023008103

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,005.00 (-24.65%) Homeowner's exemption	$295,000 (+1.48%) Land $12,750 Building $282,250	$295,000 (-1.12%) Land $12,750 Building $282,250
2024	$5,315.00 (+18.66%)
2023	$4,479.00 (-8.82%) Homeowner's exemption	$290,695 Land $12,750 Building $285,579	$298,329 Land $12,750 Building $285,579
2022	$4,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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