55201 E 20 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 55201 E 20 Rd, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,392 sqft · built 2021
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,500 (Jan 2018)
Tax Bill	$663 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2018 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0000-24-029-022-0-006-00`

Property Details

APN / Parcel Number

Primary APN	`0000-24-029-022-0-006-00`
Alternative APN	`7645`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	1,500 sqft
Porch	Slab
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7645
Street Address	55201 E 20 RD
City	MIAMI
State	OK
Zip	74354-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NE NW SEC 24 TWP 29 RNG 22
Legal Range	22E
Legal Township	29N
Legal Section	24
Legal Subdivision	T029-R022
Jurisdiction	OTTAWA OK
Township / Civil Division	QUAPAW
Census Block Group	1
Census Block	1022
Census Tract	574100

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55201 E 20 RD, MIAMI, OK 74354-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit FARM CREDIT MID AMERICA FLCA
Feb 9, 2018	Deed of Trust, Mortgage · Construction Mortgage WELCH STATE BANK OF WELCH OK
Jul 5, 2018	Deed of Trust, Mortgage · Construction Mortgage WELCH STATE BANK OF WELCH OK
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELCH STATE BANK OF WELCH OK
May 29, 2019	Deed of Trust, Mortgage · Line of Credit WELCH STATE BANK OF WELCH OK
Mar 10, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 22, 2018	Intrafamily Transfer, Transfer NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT
Jan 5, 2018	Special Warranty Deed, Transfer · Line of Credit WELCH STATE BANK OF WELCH OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Prior Sale	Jun 13, 2006 · Amount on Record
Deed Document Number	201860
Deed Book / Page	1062 / 428
Last Transfer Date	Oct 15, 2018
Transfer Doc	001079/729
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	55201 E 20 RD, MIAMI, OK 74354-2410
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55201 E 20 RD, MIAMI, OK 74354-2410

Mortgage

Document Number	001194/127
Date	Nov 13, 2023
Book Page	1194/127
Instrument	I-2023-005089

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	55201 E 20 RD, MIAMI, OK 74354-2410
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001064/546
Date	Feb 9, 2018
Book Page	1064/546
Instrument	2018-000535

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	WELCH, OK 74369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	55201 E 20 RD, MIAMI, OK 74354-2410
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001073/259
Date	Jul 5, 2018
Book Page	1073/259
Instrument	2018-002878

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	WELCH, OK 74369

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	55201 E 20 RD, MIAMI, OK 74354-2410
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001079/671
Date	Oct 19, 2018
Book Page	1079/671
Instrument	2018-004678

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	55201 E 20 RD, MIAMI, OK 74354-2410
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55201 E 20 RD, MIAMI, OK 74354-2410

Mortgage

Document Number	001091/026
Date	May 29, 2019
Book Page	1091/026
Instrument	2019-002133

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	WELCH, OK 74369

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	55201 E 20 RD, MIAMI, OK 74354-2410
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55201 E 20 RD, MIAMI, OK 74354-2410

Mortgage

Document Number	001129/661
Date	Mar 10, 2021
Book Page	1129/661
Instrument	2021-001186

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79935

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Oct 22, 2018
Property Address	55201 E 20 RD, MIAMI, OK 74354-2410
Document Number	001079/729
Book / Page	1079 / 729
Instrument Date	Oct 15, 2018
Instrument	2018-004713
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55201 E 20 RD, MIAMI, OK 74354-2410

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jan 5, 2018
Property Address	55201 E 20 RD, MIAMI, OK 74354-2410
Document Number	001062/428
Book / Page	1062 / 428
Instrument Date	Dec 29, 2017
Instrument	2018-000060
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.75
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 CHERRY ST, CHETOPA, KS 67336-6900

Mortgage

Document Number	2018000061
Date	Jan 5, 2018
Instrument	2018-000061

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,071 (+3%) Land $1,425 Building $6,646	$70,801 (-79.26%) Land $12,500 Building $58,301
2025	$663.00 (+0.91%) Homeowner's exemption	$7,836 (+3%) Land $1,425 Building $6,411	$341,374 (+411.52%) Land $12,500 Building $328,874
2024	$657.00 (+10.79%) Homeowner's exemption	$7,608 (-) Land $1,425 Building $6,183	$66,737 (-) Land $12,500 Building $54,237
2023	$593.00 (-1.66%) Homeowner's exemption	$7,608 (-) Land $1,425 Building $6,183	$66,737 (-) Land $12,500 Building $54,237
2022	$603.00 Homeowner's exemption	$7,608 Land $1,425 Building $6,183	$66,737 Land $12,500 Building $54,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20
The Junction Internet Fixed Wireless	100 / 20

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