Hillsborough County property record for 5520 Winhawk Way, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,208 sqft · built 2000 |
| Lot Size | 0.245 acres (10,664 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,200 (Sep 2000) |
| Tax Bill | $5,741 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 014852-5242 |
| Primary APN | 014852-5242 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,208 sqft Living Area |
| Gross Area | 4,240 sqft |
| 1st Floor Area | 2,695 sqft |
| Upper Floors Area | 513 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,664 sqft (0.245 acres) |
| Lot Dimensions | 118 ft deep x 70.1 ft wide |
| Garage Type | Attached |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 390 sqft |
| Porch | Open Porch |
| Porch Area | 481 sqft |
| Deck Area | Deck Area |
| Patio Area | 555 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0148525242 |
|---|---|
| Street Address | 5520 WINHAWK WAY |
| City | LUTZ |
| State | FL |
| Zip | 33558-8042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LAKESHORE PHASE 1 LOT 7 BLOCK 2 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | LAKESHORE PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 5GW |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11523 |
5520 Winhawk Way is owned and occupied by two individuals who bought it in September 2000.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5520 WINHAWK WAY, LUTZ, FL 33558-8042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Aug 9, 2019 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2000 · Amount on File |
| Deed Sale | Sep 12, 2000 · Amount on File |
| Deed Book / Page | 10366 / 1689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5520 WINHAWK WAY, LUTZ, FL 33558-8042 |
| Document Number | 0000021253 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | BROKERS TITLE/TAMPA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5520 WINHAWK WAY LUTZ FL 335588042, LUTZ, FL 33558-8042 |
| Document Number | 0000021253 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 21253 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5520 WINHAWK WAY, LUTZ, FL 33558-8042 |
| Document Number | 0269051115 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5520 WINHAWK WAY LUTZ FL 335588042, LUTZ, FL 33558-8042 |
| Document Number | 0269051115 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 026905/001115 |
| Instrument | 372137 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Aug 26, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5520 Winhawk Way was $5,741 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,942 (+2.7%) | $578,015 (-2.29%) Land $126,047 Building $451,968 | |
| 2025 | $5,741.00 Homeowner's exemption | $314,452 | $591,536 Land $126,047 Building $465,489 |
| 2023 | $5,103.00 (+4.55%) Homeowner's exemption | $296,689 (+3%) | $564,905 (+19.45%) Land $111,503 Building $453,402 |
| 2022 | $4,881.00 Homeowner's exemption | $288,048 | $472,921 Land $101,807 Building $371,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5520 Winhawk Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 6 (1981–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5520 Winhawk Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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