5520 William Ln, Lincoln, CA 95648 Property Records

Placer County property record for 5520 William Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2003
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2023 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`021-081-007-000`

Property Details

APN / Parcel Number

Primary APN	`021-081-007-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Construction Type	Frame
Lot Area	435,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5520 WILLIAM LN
City	LINCOLN
State	CA
Zip	95648-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	10 A FR SEC 14 12 5
Legal Range	5E
Legal Township	12N
Legal Section	14
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1043
Census Tract	21328

Owner

Source: Placer County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5520 WILLIAM LN, LINCOLN, CA 95648-9588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit C C LENDING INC
May 18, 2023	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Nov 24, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Nov 26, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2010
Deed Sale	Dec 22, 2010
Prior Sale	Jan 15, 2003 · Amount on Record
Deed Document Number	2010107053
Prior Transfer Date	Dec 17, 2010
Prior Transfer Doc	0000107053
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Aug 21, 2026
Property Address	5520 WILLIAM LN, LINCOLN, CA 95648-9588
Document Number	0000048270
Instrument Date	Aug 15, 2026
Instrument	202648270
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 WILLIAM LN, LINCOLN, CA 95648-9588

Mortgage

Document Number	0000048270,
Date	Aug 21, 2026
Instrument	202648270

Lender

Name	C C LENDING INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5520 WILLIAM LN, LINCOLN, CA 95648-9588
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 WILLIAM LN, LINCOLN, CA 95648-9588

Mortgage

Document Number	0000025837
Date	May 18, 2023
Instrument	2023-0025837

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5520 WILLIAM LN, LINCOLN, CA 95648-9588
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 WILLIAM LN, LINCOLN, CA 95648-9588

Mortgage

Document Number	0000144862
Date	Nov 24, 2021
Instrument	2021-0144862

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jan 1, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	5520 WILLIAM LN, LINCOLN, CA 95648-9588
Document Number	0000091090
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 WILLIAM LN LINCOLN CA 956489588, LINCOLN, CA 95648-9588

Mortgage

Document Number	0000091090
Date	Dec 20, 2018
Instrument	91090

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$167,282 (+2%) Land $14,825 Building $152,457
2025	$1,775.00 (+2.78%) Homeowner's exemption	$164,003 (+4.04%) Land $14,535 Building $149,468
2023	$1,727.00 (+1.89%) Homeowner's exemption	$157,636 Land $13,971 Building $143,665
2022	$1,695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30

May also be available: unWired Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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