5520 W Cutler Rd, De Witt, MI 48820 Property Records

Clinton County property record for 5520 W Cutler Rd, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,410 sqft · built 1965
Lot Size	12.6 acres (551,034 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130-035-300-090-00`

Property Details

APN / Parcel Number

Primary APN	`130-035-300-090-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	551,034 sqft (12.6 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	570 sqft
Patio Area	570 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5520 W CUTLER RD
City	DEWITT
State	MI
Zip	48820-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	COM 209.6 FT W OF TH S 1/4 PT OF SEC 35 T6N R3W TH N 1980 FT, E 209.6 FT N 660 FT, E 55 FT, S 2640 FT, W 264.6 FT TO POB.
Legal Range	03W
Legal Township	06N
Legal Section	35
Jurisdiction	CLINTON MI
Township / Civil Division	RILEY
Census Block Group	1
Census Block	1076
Census Tract	10902

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5520 W CUTLER RD, DEWITT, MI 48820-9125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Intrafamily Transfer, Transfer
Jun 26, 2020	Deed of Trust, Mortgage QUICKEN LOANS INC
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 17, 2025
Transfer Doc	0005360358
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Dec 17, 2025
Property Address	5520 W CUTLER RD, DEWITT, MI 48820-9125
Document Number	0005360358
Instrument Date	Dec 17, 2025
Instrument	5360358
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 W CUTLER RD, DEWITT, MI 48820-9125

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	5520 W CUTLER RD, DEWITT, MI 48820-9125
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5294372
Date	Jun 26, 2020
Instrument	5294372

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	5520 W CUTLER RD, DEWITT, MI 48820-9125
Transaction Type	Mortgage
Record Updated	Mar 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5264192
Date	Mar 5, 2018
Instrument	5264192

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Riley Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,400 (-0.26%) Land $67,100 Building $87,300	$308,800 (-0.26%) Land $134,200 Building $174,600
2025	$1,078.00 (-54.71%) Homeowner's exemption	$154,800 (+27.3%) Land $63,200 Building $91,600	$309,600 (+27.3%) Land $126,400 Building $183,200
2024	$2,380.00 (+10.59%)
2023	$2,152.00 Homeowner's exemption	$121,600	$243,200
2022	$2,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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