5520 Vigo Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5520 Vigo Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,990 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$353,600 (2022)
Tax Bill$631.00 (2024)

Property Details

APN / Parcel Number

Primary APN21-25-31-4979-0001-3230
Alternative APN
  • 253121497900013230

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,990 sqft Living Area
Gross Area2,732 sqft Gross Area
1st Floor1,990 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached Garage
Garage Area504 sqft Garage
Porch Area238 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5520 VIGO LOOP
CitySAINT CLOUD
StateFL
Zip34771-9440
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 323
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionSIENA RESERVE PHS 2C TEMP
Legal Phase2C
Legal Lot Number323
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 21-25-31-4979-0001-3230

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5520 VIGO LOOP, SAINT CLOUD, FL 34771-9440
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2024Intrafamily Transfer, Transfer
Apr 13, 2022Special Warranty Deed, Transfer · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Deed Doc Number202258777
Deed Book / Page6193 / 1098
Last Transfer DateJul 31, 2024
Transfer Doc0066552818
Record RefreshedJun 08, 2026

August 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 27, 2024
Property Address5520 VIGO LOOP, SAINT CLOUD, FL 34771-9440
Document Number0066552818
Book / Page6655 / 2818
Map ReferenceMB 29 PG 42
Instrument DateJul 31, 2024
Instrument2024111065
Transaction TypeTransfer
Record UpdatedDec 12, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5520 VIGO LOOP, SAINT CLOUD, FL 34771-9440

Transferred To (Grantee/Buyer)

NameVerified Name
Address5520 VIGO LOOP, SAINT CLOUD, FL 34771-9440

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 13, 2022
Property Address5520 VIGO LOOP, SAINT CLOUD, FL 34771-9440
Document Number0061931098
Book / Page6193 / 1098
Map ReferenceMB 30 PG 160
Instrument DateApr 08, 2022
Instrument2022058777
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,475.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address5520 VIGO LOOP, SAINT CLOUD, FL 34771-9440

Mortgage

Document Number0061931100
DateApr 13, 2022
Instrument6193/1100
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+12.84%)$343,788 (+4.3%)$345,700 (+4.88%) Land $75,000 Building $270,700
2024$631.00 (+1.61%)
2023$621.00 (-56.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$329,600 (+449.33%) Land $70,000 Building $259,600$329,600 (+449.33%) Land $70,000 Building $259,600
2022$1,414.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 86% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Vigo Loop

Nearby Streets

Search Property Records by Address or Parcel Number