Mobile County property record for 5520 Vanderbilt Dr N, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,901 sqft · built 1970 |
| Owner | Individual Name on File |
| Last Sale | $185,500 (Jun 2022) |
| Tax Bill | $2,031 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R022805153001106 |
| Primary APN | R022805153001106 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Upper Floors Area | 272 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Porch | Enclosed Porch |
| Porch Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 513830 |
|---|---|
| Old Parcel Number | R022805153001106 |
| Street Address | 5520 VANDERBILT DR N |
| City | MOBILE |
| State | AL |
| Zip | 36608-3084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 UNIVERSITY PARK 3RD UNIT MBK 17 P 60 #SEC 15 T4S R2W #MP28 05 15 3 001 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 15 |
| Legal Subdivision | UNIVERSITY PARK 3RD |
| Legal Lot Number | 4 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 3501 |
5520 Vanderbilt Dr N is owned and occupied by an individual who bought it in June 2022.
Source: Mobile County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5520 VANDERBILT DR N, MOBILE, AL 36608-3084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 15, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on File |
| Deed Sale | Jun 15, 2022 · Amount on File |
| Prior Sale | Jan 16, 1998 · Amount on File |
| Deed Document Number | 2022040894 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 5520 VANDERBILT DR N, MOBILE, AL 36608-3084 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 520 VANDERBILT DR, MOBILE, AL 36608 |
| Document Number | 0000024459 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024024459 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6101 CONDOR DR # 200, MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 459 Months |
| Due | Jul 1, 2062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jun 15, 2022 |
| Property Address | 5520 VANDERBILT DR N, MOBILE, AL 36608-3084 |
| Document Number | 0000040894 |
| Map Reference | MB 17 PG 60 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022040894 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5520 VANDERBILT DR N, 5520, MOBILE, AL 36608-3084 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5520 VANDERBILT DR N, MOBILE, AL 36608-3084 |
| Document Number | 0000040895 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022040895 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 5520 Vanderbilt Dr N was $2,031, up 0.8% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,031.00 (+0.79%) | $15,920 (+0.82%) Land $2,500 Building $13,420 | $159,200 (+0.82%) Land $25,000 Building $134,200 |
| 2024 | $2,015.00 (+12.63%) | $15,790 (+12.71%) Land $2,500 Building $13,290 | $157,900 (+12.71%) Land $25,000 Building $132,900 |
| 2023 | $1,789.00 | $14,010 Land $2,500 Building $11,510 | $140,100 Land $25,000 Building $115,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5520 Vanderbilt Dr N in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 22 (1978–2005) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Apr 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5520 Vanderbilt Dr N is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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