5520 Trail St, Norco, CA 92860 Property Records

Riverside County property record for 5520 Trail St, Norco, CA 92860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,248 sqft · built 1990
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Trust Names on File
Last Sale	$566,000 (Apr 2017)
Tax Bill	$7,334 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-074-043`

Property Details

APN / Parcel Number

Primary APN	`121-074-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	2,916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5520 TRAIL ST
City	NORCO
State	CA
Zip	92860-2488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1025
Legal Description	LOT 5 MB 201/097 TR 20556
Legal Subdivision	TRACT 20556
Legal Tract	20556
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CORONA
Census Block Group	1
Census Block	1001
Census Tract	40806

Owner

5520 Trail St is owner-occupied and held in a trust since April 2017.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	5520 TRAIL ST, NORCO, CA 92860-2488
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Intrafamily Transfer, Transfer
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Apr 25, 2017	Grant Deed, Transfer · Conventional Mortgage DOORWAY HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017 · Amount on File
Deed Sale	Apr 25, 2017 · Amount on File
Prior Sale	Jun 19, 1997 · Amount on File
Deed Document Number	2017165242
Prior Transfer Date	Jan 24, 1997
Prior Transfer Doc	0000029155
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 3, 2022
Property Address	5520 TRAIL ST, NORCO, CA 92860-2488
Document Number	0000255681
Map Reference	MB 201 PG 97&98
Instrument Date	Mar 31, 2022
Instrument	2022-0255681
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5520 TRAIL ST, NORCO, CA 92860-2488

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5520 TRAIL ST, NORCO, CA 92860-2488
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 TRAIL ST, NORCO, CA 92860-2488

Mortgage

Document Number	0000475477
Date	Oct 5, 2020
Instrument	2020-0475477

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2045

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 25, 2017
Property Address	5520 TRAIL ST, NORCO, CA 92860-2488
Document Number	0000165242
Instrument Date	Mar 17, 2017
Instrument	165242
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5520 TRAIL ST NORCO CA 928602488, NORCO, CA 92860-2488

Mortgage

Document Number	165243
Date	Apr 25, 2017
Instrument	165243

Lender

Name	DOORWAY HM LNS
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5520 Trail St was $7,334 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Norco City
Unified School District	Corona-Norco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,023 (+2%) Land $177,566 Building $492,457
2025	$7,334.00 Homeowner's exemption	$656,886 Land $174,085 Building $482,801
2023	$6,992.00 (+1.88%) Homeowner's exemption	$631,380 Land $167,326 Building $464,054
2022	$6,863.00
2021			$719,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5520 Trail St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1983–1998)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5520 Trail St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORCO serves 25,068 people · EPA ID CA3310025
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	42 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail St

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