5520 Tracy Dr, Boardman (Youngstown), OH 44512 Property Records

Mahoning County property record for 5520 Tracy Dr, Boardman, OH 44512 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1977
Square Footage	2,670 sqft Living Area
Lot Size	18,818 sqft (0.432 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2025)
Tax Bill	$4,670.00 (2025)

Owner

Source: Mahoning County records · APN 29-088-0-111.00-0

Assessment roll updated February 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE INC
Jul 13, 2005	Deed of Trust, Mortgage · Stand Alone Second Mortgage ACCREDITED HOME LENDERS INC
Jul 13, 2005	Deed of Trust, Mortgage · Conventional Mortgage ACCREDITED HOME LENDERS INC
Mar 11, 2013	Deed of Trust, Mortgage · Conventional Mortgage THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Oct 20, 2015	Deed of Trust, Mortgage · Line of Credit THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Dec 27, 2010	Deed of Trust, Mortgage THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Aug 08, 2024	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage OUTAMATION INC
Jun 30, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Aug 18, 2017	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE
Nov 29, 2010	Limited Warranty Deed, Transfer · Conventional Mortgage THE HOME SVGS & LOAN CO OF YOUNGSTO
Jun 22, 2010	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Doc Number	202513471
Deed Book / Page	6685 / 2121
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	0000052870
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Recording Date	May 13, 2026
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Document Number	0000010146
Book / Page	6739 / 802
Instrument Date	May 08, 2026
Instrument	202610146
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010146,
Date	May 13, 2026
Book Page	6739/802
Instrument	202610146

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828

Mortgage

Document Number	05544/2087
Date	Jul 13, 2005
Book Page	5544/2087
Instrument	200500024916

Lender

Name	ACCREDITED HOME LENDERS INC
Type	Subprime Lender
Address	15090 AVENUE OF SCIENCE, SAN DIEGO, CA 92128

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2020

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05544/2068
Date	Jul 13, 2005
Book Page	5544/2068
Instrument	200500024915

Lender

Name	ACCREDITED HOME LENDERS INC
Type	Subprime Lender
Address	15090 AVENUE OF SCIENCE, SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	6 Months
Index	LIBOR

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	06015/1993
Date	Mar 11, 2013
Book Page	6015/1993
Instrument	201300006943

Lender

Name	THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Type	Lending Institution
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2028

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Investor	Possibly a Property Investor

Mortgage

Document Number	006153/491
Date	Oct 20, 2015
Book Page	6153/491
Instrument	201500025177

Lender

Name	THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Type	Lending Institution
Address	YOUNGSTOWN, OH 44501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005888/332
Date	Dec 27, 2010
Book Page	5888/332
Instrument	201000029634

Lender

Name	THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH
Type	Lending Institution
Address	YOUNGSTOWN, OH 44501

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 29, 2015

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828

Mortgage

Document Number	06636/1712
Date	Aug 08, 2024
Book Page	6636/1712
Instrument	202400014931

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	CORAL SPRINGS, FL 33065

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Sep 01, 2047

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 30, 2025
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Document Number	06685/2121
Book / Page	6685 / 2121
Map Reference	VOL 67 PG 13
Instrument Date	Jun 11, 2025
Instrument	202500013471
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828

Mortgage

Document Number	202500013472
Date	Jun 30, 2025
Instrument	202500013472

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Aug 18, 2017
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Document Number	06241/0001
Book / Page	6241 / 0001
Map Reference	VOL67 PG13
Instrument Date	Aug 15, 2017
Instrument	201700018943
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$766.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 TRACY DR, BOARDMAN, OH 44512-3828

Mortgage

Document Number	201700018944
Date	Aug 18, 2017
Instrument	201700018944

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

November 2010: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Nov 29, 2010
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Document Number	05883/2337
Book / Page	5883 / 2337
Map Reference	MB67 PG13
Instrument Date	Nov 01, 2010
Instrument	201000027246
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 RIVERFRONT PL # 6TH, NEWPORT, KY 41071-4570
Mail Care Of	GERNER REO
Investor	Possibly a Property Investor

Mortgage

Document Number	201000027247
Date	Nov 29, 2010
Instrument	201000027247

Lender

Name	THE HOME SVGS & LOAN CO OF YOUNGSTO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2040

June 2010: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 22, 2010
Property Address	5520 TRACY DR, YOUNGSTOWN, OH 44512-3828
Document Number	05859/2580
Book / Page	5859 / 2580
Map Reference	MB67 PG13
Instrument Date	May 25, 2010
Instrument	201000013594
Transaction Type	Foreclosure
Record Updated	Apr 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 SW TEMPLE, SOUTH SALT LAKE, UT 84115-4412
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mahoning County records · Assessment roll updated February 9, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,670.00 (-0.95%)	$94,000 (-) Land $12,400 Building $81,600	$268,570 (-) Land $35,440 Building $233,130
2023	$4,715.00 (+14.39%)	$94,000 (+49.82%) Land $12,400 Building $81,600	$268,570 (+49.85%) Land $35,440 Building $233,130
2022	$4,122.00	$62,740 Land $12,570 Building $50,170	$179,230 Land $35,900 Building $143,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mahoning County (39099C), updated November 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Mill Creek Park Historic District listed 2005 · 71 contributing resources · NRIS 05000178

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`29-088-0-111.00-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,670 sqft Living Area
Gross Area	5,008 sqft Gross Area
1st Floor	1,482 sqft 1st Floor
Upper Floors	1,188 sqft Upper Floors
Basement Area	1,482 sqft Basement
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Construction Type	Frame Construction
Lot Area	18,818 sqft (0.432 acres)
Depth X Width	209 ft x 90 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	576 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	192 sqft Shed
Patio Area	296 sqft Patio
Porch Area	350 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	5520 TRACY DR
City	YOUNGSTOWN
State	OH
Zip	44512-3828
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 84 90 X 267 IRR TIPPWOOD DELLS PLAT NO 9
Legal Subdivision	TIPPWOOD DELLS PLAT NO 9
Legal Lot Number	84
Jurisdiction	MAHONING OH
Minor Civil Division	BOARDMAN
Census Blockgroup	4
Census Block	4026
Census Tract	811500