5520 Simonton St, Bradenton, FL 34203 Property Records

Manatee County property record for 5520 Simonton St, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,995 sqft · built 2007
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2026)
Tax Bill	$7,419 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17357-1060-9`

Property Details

APN / Parcel Number

Primary APN	`17357-1060-9`
Alternative APN	`3518151735710609`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,995 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	1,995 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	5520 SIMONTON ST
City	BRADENTON
State	FL
Zip	34203-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 1 HARBORAGE ON BRADEN RIVER PHASE I AS REC IN PB 45/1-7 PI#17357.1060/9
Legal Range	18E
Legal Township	35S
Legal Section	15
Legal Subdivision	HARBORAGE ON BRADEN RIVER PHASE I
Legal Tract	01735700
Legal Lot Number	1
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1009
Census Tract	814

Owner

5520 Simonton St is owned and occupied by two individuals who bought it in August 2026.

Source: Manatee County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5520 SIMONTON ST, BRADENTON, FL 34203-8064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Oct 30, 2024	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Feb 10, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Feb 10, 2021 · Amount on File
Deed Document Number	202694934
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 17, 2026
Property Address	5520 SIMONTON ST, BRADENTON, FL 34203-8064
Document Number	0000094934
Instrument Date	Aug 14, 2026
Instrument	202694934
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296,940.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SIMONTON ST, BRADENTON, FL 34203-8064

Mortgage

Document Number	0000094935,
Date	Aug 17, 2026
Instrument	202694935

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5520 SIMONTON ST, BRADENTON, FL 34203-8064
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SIMONTON ST, BRADEN RIVER, FL 34203-8064

Mortgage

Document Number	0041111763
Date	Oct 30, 2024
Instrument	202441111763

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 10, 2021
Property Address	5520 SIMONTON ST, BRADENTON, FL 34203-8064
Document Number	202141017769
Map Reference	MB 45 PG 1-7
Instrument Date	Feb 10, 2021
Instrument	202141017769
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 DADE AVE, 210, SARASOTA, FL 34232-1613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SIMONTON ST, BRADENTON, FL 34203-8064

Mortgage

Document Number	202141017770
Date	Feb 10, 2021
Instrument	202141017770

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5520 SIMONTON ST, BRADENTON, FL 34203-8064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027733329
Date	Mar 21, 2019
Book Page	2773/3329
Instrument	201941026439

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5520 Simonton St was $7,419 with exemptions applied, up 4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,811 (+2.7%)	$435,289 (-) Land $56,100 Building $379,189
2025	$7,419.00 (+4.01%) Homeowner's exemption Veteran's exemption	$299,719	$435,289 Land $56,100 Building $379,189
2024	$7,133.00 (+1.65%)
2023	$7,017.00 (+2.01%) Homeowner's exemption	$282,788 (+3%)	$443,715 (+14.14%) Land $56,100 Building $387,615
2022	$6,879.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$274,551	$388,758 Land $55,000 Building $333,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5520 Simonton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5520 Simonton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Xfinity.

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