5520 Shell Ridge Way, Antioch, CA 94531 Property Records

Contra Costa County property record for 5520 Shell Ridge Way, Antioch, CA 94531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,600 sqft · built 2019
Lot Size	0.144 acres (6,274 sqft)
Owner	Individual Name on File
Last Sale	$671,500 (May 2020)
Tax Bill	$11,456 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-780-070-8`

Property Details

APN / Parcel Number

Primary APN	`053-780-070-8`
Alternative APN	`053-780-070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	2,600 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	6,274 sqft (0.144 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5520 SHELL RIDGE WAY
City	ANTIOCH
State	CA
Zip	94531-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8846 L81
Legal Subdivision	PARK RDG 1 SUB 8846
Legal Tract	8846
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	4
Census Block	4005
Census Tract	302009

Owner

5520 Shell Ridge Way is owned and occupied by an individual who bought it in May 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5520 SHELL RIDGE WAY, ANTIOCH, CA 94531-8700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
May 7, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Deed Document Number	202086795
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5520 SHELL RIDGE WAY, ANTIOCH, CA 94531-8700
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SHELL RIDGE WAY, ANTIOCH, CA 94531-8700

Mortgage

Document Number	0000324698
Date	Nov 29, 2021
Instrument	2021-324698

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2020
Property Address	5520 SHELL RIDGE WAY, ANTIOCH, CA 94531-8700
Document Number	0000086795
Map Reference	MB 531 PG 37
Instrument Date	Mar 17, 2020
Instrument	2020-086795
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SHELL RIDGE WAY, ANTIOCH, CA 94531-8700

Mortgage

Document Number	0000086796
Date	May 7, 2020
Instrument	2020-086796

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5520 Shell Ridge Way was $11,456 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Antioch City
Unified School District	Antioch Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,954 (+2%) Land $189,635 Building $559,319
2025	$11,456.00 Homeowner's exemption	$734,269 Land $185,917 Building $548,352
2023	$10,839.00 (+28.65%) Homeowner's exemption	$705,758 Land $178,699 Building $527,059
2022	$8,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5520 Shell Ridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5520 Shell Ridge Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANTIOCH serves 116,781 people · EPA ID CA0710001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: T-Mobile, Verizon.

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