5520 SE Normandy Ave, Stuart, FL 34997 Property Records

Martin County property record for 5520 SE Normandy Ave, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,574 sqft · built 2004
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2020)
Tax Bill	$4,388 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-021-00390-3`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-021-00390-3`
Alternative APN	`43680`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2004
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.171 acres)
Garage Type	Attached
Garage Area	318 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43680
Street Address	5520 SE NORMANDY AVE
City	STUART
State	FL
Zip	34997-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIBISCUS PARK SEC 3 LOT 39 BLK 21
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	21
Legal Lot Number	39
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1007
Census Tract	1107

Owner

Source: Martin County records · APN 54-38-41-002-021-00390-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5520 SE NORMANDY AVE, STUART, FL 34997-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	0003185928
Deed Book / Page	3185 / 928
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 30, 2020
Property Address	5520 SE NORMANDY AVE, STUART, FL 34997-8509
Document Number	0031850928
Book / Page	3185 / 928
Map Reference	MB 3 PG 53
Instrument Date	Dec 29, 2020
Instrument	2858488
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3917 SW SAILFISH DR, 3917, PALM CITY, FL 34990-3821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SE NORMANDY AVE, STUART, FL 34997-8509

Mortgage

Document Number	0003185930
Date	Dec 30, 2020
Instrument	3185/930

Lender

Name	CAPITAL PARTNERS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,485 (+5.99%)	$359,300 (+6.63%) Land $125,000 Building $234,300
2024	$4,388.00 (+2%)
2023	$4,302.00 (+3.26%) Additional exemption filed	$236,336 (+3%)	$336,970 (+15.74%) Land $120,000 Building $216,970
2022	$4,166.00 Homeowner's exemption	$229,453	$291,150 Land $110,000 Building $181,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Cost	Premium on Record median of 86 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force 78 of 86 on primary residences

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.