5520 Sable Ridge Ct, Loomis, CA 95650 Property Records

Placer County property record for 5520 Sable Ridge Ct, Loomis, CA 95650

Property Summary

Property Type	Duplex
Details	4 bd · 5.5 ba · 5,309 sqft · built 2015
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,350,000 (May 2017)
Tax Bill	$29,609 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-170-064-000`

Property Details

APN / Parcel Number

Primary APN	`045-170-064-000`
Alternative APN	`045170029000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,309 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	204,732 sqft
Garage Area	1,229 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5520 SABLE RIDGE CT
City	LOOMIS
State	CA
Zip	95650-9478
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Description	4.7AC POR L 28 SIERRA DE MONTSERRAT AA-92
Legal Subdivision	SIERRA DE MONTSERRAT
Legal Lot Number	28
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2041
Census Tract	20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5520 SABLE RIDGE CT, LOOMIS, CA 95650-9478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 15, 2020	Deed of Trust, Mortgage BANK OF AMERICA
May 25, 2017	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	May 13, 2013 · Amount on Record
Deed Document Number	201738457
Prior Transfer Date	Mar 14, 2016
Prior Transfer Doc	0000022219
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5520 SABLE RIDGE CT, LOOMIS, CA 95650-9478
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SABLE RIDGE CT, LOOMIS, CA 95650-9478

Mortgage

Document Number	0000069510
Date	Dec 28, 2023
Instrument	2023-0069510

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5520 SABLE RIDGE CT, LOOMIS, CA 95650-9478
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SABLE RIDGE CT, LOOMIS, CA 95650-9478

Mortgage

Document Number	0000078897
Date	Jun 16, 2021
Instrument	2021-0078897

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5520 SABLE RIDGE CT, LOOMIS, CA 95650-9478
Document Number	0000042367
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5520 SABLE RIDGE CT LOOMIS CA 956509478, LOOMIS, CA 95650-9478

Mortgage

Document Number	0000042367
Date	May 8, 2020
Instrument	42367

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 25, 2017
Property Address	5520 SABLE RIDGE CT, LOOMIS, CA 95650-9478
Document Number	0000038457
Instrument Date	May 23, 2017
Instrument	38457
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,585.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5520 SABLE RIDGE CT LOOMIS CA 956509478, LOOMIS, CA 95650-9478

Mortgage

Document Number	38458
Date	May 25, 2017
Instrument	38458

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,781,917 (+2%) Land $887,845 Building $1,894,072
2025	$29,609.00 (+1.16%) Homeowner's exemption	$2,727,371 (+4.04%) Land $870,437 Building $1,856,934
2023	$29,269.00 (+0.05%) Homeowner's exemption	$2,621,466 Land $836,638 Building $1,784,828
2022	$29,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Succeed.Net.

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