5520 S Pine Tree Pt, Lecanto, FL 34461 Property Records

Citrus County property record for 5520 S Pine Tree Pt, Lecanto, FL 34461

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,345 sqft · built 1979
Lot Size	5.04 acres (219,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$603,000 (Jun 2026)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18E-19S-28-0030-000L0-0180`

Property Details

APN / Parcel Number

Primary APN	`18E-19S-28-0030-000L0-0180`
Alternative APNs	`2819S18E0030000L00180` `1510562`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,345 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	2,345 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	219,756 sqft (5.04 acres)
Lot Dimensions	633 ft deep x 325 ft wide
Garage Type	Carport
Garage Area	408 sqft
Carport	Carport
Carport Area	408 sqft

Exterior Amenities

Pool Area	448 sqft
Porch	Enclosed Vinyl Porch
Porch Area	256 sqft
Deck Area	Deck Area
Patio Area	126 sqft
Utility Building	160 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1510562
Street Address	5520 S PINE TREE PT
City	LECANTO
State	FL
Zip	34461-8202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURMH
Legal Description	LEISURE ACRES UNIT 3 LOT 18 LESS N 15.37 FT OF E 403.4 FT & S 27 FT OF W 229.7 FT OF LOT 19 BLK L DESC IN OR BK 825 PG 9 12
Legal Range	18E
Legal Township	19S
Legal Section	34
Legal Subdivision	LEISURE ACRES UNIT 3
Legal Block	L
Legal Lot Number	18,1
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2004
Census Tract	451501

Owner

Source: Citrus County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	377 GIOVANI BLVD, CLERMONT, FL 34715-8055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Aug 1, 1989 · Amount on Record
Deed Document Number	202638608
Deed Book / Page	3684 / 475
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 30, 2026
Property Address	5520 S PINE TREE PT, LECANTO, FL 34461-8202
Document Number	0000038608
Book / Page	3684 / 475
Instrument Date	Jun 29, 2026
Instrument	202638608
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426,321.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 GIOVANI BLVD, CLERMONT, FL 34715-8055

Mortgage

Document Number	0000038609,
Date	Jun 30, 2026
Instrument	202638609

Lender

Name	BRANNEN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,964.00 (+1.76%) Homeowner's exemption Widower's exemption	$164,671 (-53.53%)	$373,032 (+5.27%) Land $116,030 Building $257,002
2024	$1,930.00 (+2.77%) Homeowner's exemption Additional exemption filed	$354,369 (-0.63%) Land $88,290 Building $266,079	$354,369 (-0.63%) Land $88,290 Building $266,079
2023	$1,878.00 (+6.89%) Homeowner's exemption Additional exemption filed	$356,612 (+23.55%) Land $83,240 Building $273,372	$356,612 (+23.55%) Land $83,240 Building $273,372
2022	$1,757.00 Homeowner's exemption Additional exemption filed	$288,648 Land $60,540 Building $228,108	$288,648 Land $60,540 Building $228,108

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35