5520 S 31st St, Temple, TX 76502 Property Records

Bell County property record for 5520 S 31st St, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,770 sqft · built 1973
Lot Size	0.944 acres (41,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,426 (May 2026)
Tax Bill	$6,365 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0575070000`

Property Details

APN / Parcel Number

Primary APN	`0575070000`
Alternative APNs	`840594` `74804`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,770 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	41,120 sqft (0.944 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	140 sqft
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5520 S 31ST ST
City	TEMPLE
State	TX
Zip	76502-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0692BC R ROBERTS, WINDCLIFF LESS ROW, ACRES .944
Legal Subdivision	R ROBERTS
Legal Block	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2012
Census Tract	21305

Owner

Source: Bell County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5520 S 31ST ST, TEMPLE, TX 76502-3530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Oct 11, 2006 · Amount on Record
Deed Document Number	202625106
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0000008555
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	May 21, 2026
Property Address	5520 S 31ST ST, TEMPLE, TX 76502-3530
Document Number	0000025106
Instrument Date	May 20, 2026
Instrument	202625106
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 S 31ST ST, TEMPLE, TX 76502-3530

Mortgage

Document Number	0000025107,
Date	May 21, 2026
Instrument	202625107

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Mar 5, 2018
Property Address	5520 S 31ST ST, TEMPLE, TX 76502-3530
Document Number	0000008555
Instrument Date	Mar 1, 2018
Instrument	8555
Transaction Type	Transfer
Record Updated	Apr 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1509 W AVENUE J TEMPLE TX 765045362, TEMPLE, TX 76504-5362

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,365.00 (+23.59%)	$273,666 (+21.82%) Land $82,240 Building $191,426	$273,666 (+21.82%) Land $82,240 Building $191,426
2023	$5,150.00 (+4.67%)	$224,647 Land $20,560 Building $204,087	$224,647 Land $20,560 Building $204,087
2022	$4,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, T-Mobile, Verizon.

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