5520 Robertson Gin Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5520 Robertson Gin Rd, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details2 bd · 958 sqft · built 2023
Lot Size11.6 acres (505,296 sqft)
OwnerIndividual Name on File
Tax Bill$978 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Sep 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-7-35-00-0-00005-20

Property Details

APN / Parcel Number

Primary APN3-08-7-35-00-0-00005-20

Interior

Bedrooms2 Beds
Total Rooms6 Rooms
Building Area958 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area505,296 sqft (11.6 acres)

Location & Zoning

Street Address5520 ROBERTSON GIN RD
CityHERNANDO
StateMS
Zip38632-9297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 SW1/4 LOT 1 S 1/2
Legal Lot Number1
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2021
Census Tract71123

Owner

Source: DeSoto County records · APN 3-08-7-35-00-0-00005-20

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5520 ROBERTSON GIN RD, HERNANDO, MS 38632-9297
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · Line of Credit
PLANTERS BANK & TRUST CO
Sep 13, 2022Deed of Trust, Mortgage · Line of Credit
PLANTERS BANK & TRUST CO
Apr 13, 2022Warranty Deed, Transfer · Line of Credit
PLANTERS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2022
Deed SaleApr 13, 2022
Deed Document Number0000099457
Deed Book / Page994 / 57
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5520 ROBERTSON GIN RD, HERNANDO, MS 38632-9297
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5520 ROBERTSON GIN RD, HERNANDO, MS 38632-9297

Mortgage

Document Number5662/92597
DateSep 10, 2025
Book Page5662/92597
Lender
NamePLANTERS BANK & TRUST CO
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 29, 2030

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address5520 ROBERTSON GIN RD, HERNANDO, MS 38632-9297
Transaction TypeMortgage
Record UpdatedDec 12, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 W VALLEY ST, HERNANDO, MS 38632-1726

Mortgage

Document Number005601/389
DateSep 13, 2022
Book Page5601/389
Lender
NamePLANTERS BANK & TRUST CO
TypeBank
AddressINDIANOLA, MS 38751
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 12, 2042
Interest
Rate TypeAdjustable Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateApr 13, 2022
Property Address5520 ROBERTSON GIN RD, HERNANDO, MS 38632-9297
Document Number0000994/57
Book / Page994 / 57
Instrument DateApr 11, 2022
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address650 BENDING OAK S, HERNANDO, MS 38632-6526

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address44 W VALLEY ST, HERNANDO, MS 38632-1924

Mortgage

Document Number0005507359
DateApr 13, 2022
Instrument5507/359
Lender
NamePLANTERS BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 11, 2023

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$978.00 (+10.63%)$15,244 (+75.22%) Land $5,800 Building $9,444$152,439 (+162.83%) Land $58,000 Building $94,439
2023$884.00$8,700$58,000 Land $58,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 2 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemBELMONT WATER ASSOCIATION
public/private · serves 2,719 people
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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