5520 Riverstone Dr, Memphis, TN 38125 Property Records

Shelby County property record for 5520 Riverstone Dr, Memphis, TN 38125

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 2,252 sqft · built 2019
Lot Size	0.196 acres (8,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (May 2020)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`D0-255F-H0-0089`

Property Details

APN / Parcel Number

Primary APN	`D0-255F-H0-0089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
Gross Area	2,723 sqft
1st Floor Area	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	8,530 sqft (0.196 acres)
Garage Type	Attached
Garage Area	471 sqft
Porch	Open Porch
Porch Area	90 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5520 RIVERSTONE DR
City	MEMPHIS
State	TN
Zip	38125-4345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CA
Legal Description	NS RIVERSTONE DR SEE MAP 203JK
Legal Subdivision	STONEBRIAR PD PHASE 9
Legal Lot Number	310
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	2
Census Block	2007
Census Tract	21752

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5520 RIVERSTONE DR, MEMPHIS, TN 38125-4345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage INDEPENDENT BK
Sep 6, 2019	Warranty Deed, Construction Loan · Construction Mortgage BANK OF BARTLETT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	202049098
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	May 15, 2020
Property Address	5520 RIVERSTONE DR, MEMPHIS, TN 38125-4345
Document Number	0000049098
Instrument Date	May 11, 2020
Instrument	49098
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 1, 2020
Title Company	SURE TITLE COMPANY LLC, SURE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5520 RIVERSTONE DR MEMPHIS TN 38125, MEMPHIS, TN 38125

Mortgage

Document Number	49099
Date	May 15, 2020
Instrument	49099

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MEMPHIS, TN 38157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 6, 2019
Property Address	5520 RIVERSTONE DR, MEMPHIS, TN 38125-4345
Document Number	0000092398
Instrument Date	Sep 5, 2019
Instrument	92398
Transaction Type	Construction Loan
Record Updated	Sep 17, 2019
Title Company	TRI STATE TITLE, TRI ST TITLE

Transaction

Amount	Amount Recorded
Tax	$166.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	251 GERMANTOWN BEND CV CORDOVA TN 380187238, CORDOVA, TN 38018-7238

Mortgage

Document Number	92399
Date	Sep 6, 2019
Instrument	92399

Lender

Name	BANK OF BARTLETT
Type	Bank
Address	BARTLETT, TN 38134

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 5, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,304.00 (+1.01%)	$85,675 (+27.3%) Land $17,500 Building $68,175	$342,700 (+27.3%) Land $70,000 Building $272,700
2023		$67,300 Land $12,375 Building $54,925
2022	$2,281.00
2021			$269,200 Land $49,500 Building $219,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Northcentral Connect, T-Mobile.

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