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5520 Peach Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5520 Peach Dr, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,719 sqft · built 2018
Lot Size0.223 acres (9,757 sqft)
OwnerIndividual Name on File
Last Sale$232,000 (Dec 2020)
Tax Bill$2,991 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-1N-29-5878-00G00-0040

Property Details

APN / Parcel Number

Primary APN26-1N-29-5878-00G00-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,719 sqft Heated Area
Gross Area2,249 sqft
1st Floor Area2,099 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,757 sqft (0.223 acres)
Lot Dimensions1,400 ft deep x 700 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number261N29587800G000040
Street Address5520 PEACH DR
CityPACE
StateFL
Zip32571-2774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionWOODLANDS PHASE ONE LOT 4 BLK G AS DES IN OR 4044 PG 1562
Legal Range29W
Legal Township01N
Legal Section26
Legal SubdivisionWOODLANDS (ALL)
Legal Phase1
Legal BlockG
Legal Lot Number4
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group4
Census Block4002
Census Tract10704

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4456 HAMPTON BAY BLVD, MILTON, FL 32583-4001
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Warranty Deed, Transfer · VA Mortgage
PENTAGON FCU
Apr 4, 2018Warranty Deed, Transfer · FHA Mortgage
MORTGAGE ONE/SOUTH
Nov 15, 2017Loan Modification, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleApr 4, 2018 · Amount on Record
Deed Document Number202068569
Deed Book / Page4044 / 1562
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 18, 2020
Property Address5520 PEACH DR, PACE, FL 32571-2774
Document Number0040441562
Book / Page4044 / 1562
Map ReferenceMB 12 PG 10
Instrument DateDec 17, 2020
Instrument202068569
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyEMERALD COAST TTL INC GULF B

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 HILLTOP DR, 14, DECATUR, IL 62521-4403

Transferred To (Grantee/Buyer)

NameVerified Name
Address5520 PEACH DR, PACE, FL 32571-2774

Mortgage

Document Number0040441564
DateDec 18, 2020
Instrument4044/1564
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 4, 2018
Property Address5520 PEACH DR, PACE, FL 32571-2774
Document Number0037160107
Book / Page003716 / 000107
Instrument DateMar 26, 2018
Instrument13252
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,340.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5520 PEACH DR PACE FL 325712774, PACE, FL 32571-2774

Mortgage

Document Number37160109
DateApr 4, 2018
Book Page003716/000109
Instrument13253
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 3, 2048

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateNov 15, 2017
Property Address5520 PEACH DR, PACE, FL 32571-2774
Document Number0036781515
Book / Page003678 / 001515
Instrument DateNov 14, 2017
Instrument47539
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number36781515
DateNov 15, 2017
Book Page003678/001515
Instrument47539
Lender
NameCENTENNIAL BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,991.00 (+0.5%)$244,155 (+2.46%) Land $35,000 Building $209,155$244,155 (+2.46%) Land $35,000 Building $209,155
2023$2,976.00 (+9.49%)$238,290 (+11.21%) Land $34,000 Building $204,290$238,290 (+11.21%) Land $34,000 Building $204,290
2022$2,718.00$214,261$214,261 Land $30,000 Building $184,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Communications
Cable		2,000 / 1,000

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