5520 Overlook Rd, Mobile, AL 36618 Property Records

Mobile County property record for 5520 Overlook Rd, Mobile, AL 36618

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,950 sqft · built 1957
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$106,500 (Dec 2015)
Tax Bill	$858 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022802033003020`

Property Details

APN / Parcel Number

Primary APN	`R022802033003020`
Alternative APNs	`28 02 03 3 003 020.XXX` `00447341` `447341`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	447341
Street Address	5520 OVERLOOK RD
City	MOBILE
State	AL
Zip	36618-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 REVISED OVERLOOK HGTS MBK 10/265 #SEC 3 T4S R2W #MP28 02 03 3 003
Legal Range	04S
Legal Township	04S
Legal Section	03
Legal Subdivision	OVERLOOK HGTS
Legal Lot Number	67
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2003
Census Tract	3408

Owner

5520 Overlook Rd is owned and occupied by an individual who bought it in December 2015.

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5520 OVERLOOK RD, MOBILE, AL 36618-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2015 · Amount on File
Deed Sale	Dec 16, 2015 · Amount on File
Prior Sale	May 4, 2015 · Amount on File
Deed Document Number	201563390
Deed Book / Page	7330 / 733
Prior Transfer Date	Jul 8, 2014
Prior Transfer Doc	0000034234
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Apr 28, 2026
Property Address	5520 OVERLOOK RD, MOBILE, AL 36618-2821
Document Number	0000023939
Instrument Date	Mar 31, 2026
Instrument	202623939
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 OVERLOOK RD, MOBILE, AL 36618-2821

Mortgage

Document Number	0000023939,
Date	Apr 28, 2026
Instrument	202623939

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5520 Overlook Rd was $858 with a homeowner's exemption, up 4.1% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00 (+4.13%) Homeowner's exemption	$14,400 (+3.9%) Land $2,000 Building $12,400	$144,000 (+3.9%) Land $20,000 Building $124,000
2024	$824.00 (+30.59%) Homeowner's exemption	$13,860 (+27.86%) Land $2,000 Building $11,860	$138,600 (+27.86%) Land $20,000 Building $118,600
2023	$631.00 Homeowner's exemption	$10,840 Land $2,000 Building $8,840	$108,400 Land $20,000 Building $88,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5520 Overlook Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1979–1998)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5520 Overlook Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20