5520 N Cochran St, Spokane, WA 99205 Property Records

Spokane County property record for 5520 N Cochran St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1949
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,200 (Sep 2025)
Tax Bill	$2,428 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26362.1118`

Property Details

APN / Parcel Number

Primary APN	`26362.1118`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	672 sqft
Basement Area	672 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5520 N COCHRAN ST
City	SPOKANE
State	WA
Zip	99205-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	WESTERN 1ST&JANSON REPL N20FT OF L15 &S30FT OF L16 B1
Legal Range	42E
Legal Township	26N
Legal Section	36
Legal Subdivision	WESTERN 1ST&JANSON REPL
Legal Block	1
Legal Lot Number	15,16
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	5
Census Block	5003
Census Tract	700

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5520 N COCHRAN ST, SPOKANE, WA 99205-7018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · VA Mortgage JPMORGAN CHASE BANK NA
Nov 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Deed Document Number	20257440755
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0007149129
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 15, 2025
Property Address	5520 N COCHRAN ST, SPOKANE, WA 99205-7018
Document Number	0007440755
Instrument Date	Sep 12, 2025
Instrument	7440755
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	UNKNOWN, SPOKANE COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 N COCHRAN ST, SPOKANE, WA 99205-7018

Mortgage

Document Number	0007440756
Date	Sep 15, 2025
Instrument	7440756

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Nov 12, 2021
Property Address	5520 N COCHRAN ST, SPOKANE, WA 99205-7018
Document Number	0007149129
Map Reference	VOL 1 PG 25
Instrument Date	Nov 3, 2021
Instrument	7149129
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 SOUTHSHORE DIAMOND LAKE RD, NEWPORT, WA 99156-9300

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,428.00 (+1.17%)	$235,700 (-1.09%) Land $80,000 Building $155,700	$235,700 (-1.09%) Land $80,000 Building $155,700
2025	$2,400.00 (+3.76%)	$238,300 (+3.07%) Land $70,000 Building $168,300	$238,300 (+3.07%) Land $70,000 Building $168,300
2024	$2,313.00 (+2.07%)	$231,200 (+24.23%) Land $70,000 Building $161,200	$231,200 (+24.23%) Land $70,000 Building $161,200
2023	$2,266.00 (+3.9%)	$186,100 Land $60,000 Building $126,100	$186,100 Land $60,000 Building $126,100
2022	$2,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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