El Dorado County property record for 5520 Mother Lode Dr, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,166 sqft · built 1978 |
| Lot Size | 59.7 acres (2,603,146 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,502 (2025) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 331-620-004-000 |
| Primary APN | 331-620-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 2,603,146 sqft |
| Terrain | Wooded |
| Patio Area | 1,166 sqft |
| Water Source | Well |
|---|
| Street Address | 5520 MOTHER LODE DR |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PM52/117/1 |
| Legal Lot Number | 4 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 31503 |
5520 Mother Lode Dr is owned by two individuals who acquired it in April 2026.
Source: El Dorado County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 WALTERS LN, WELLINGTON, NV 89444-9225 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 0000015682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 13, 2026 |
| Property Address | 5520 MOTHER LODE DR, PLACERVILLE, CA 95667 |
| Document Number | 0000015682 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202615682 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | PLACER TITLE ER, PLACER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 WALTERS LN, WELLINGTON, NV 89444-9225 |
The 2025 property tax bill for 5520 Mother Lode Dr was $1,502, up 2% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Mother Lode Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $387,732 (+180.68%) Land $308,132 Building $79,600 | |
| 2025 | $1,502.00 (+1.97%) | $138,140 Land $60,100 Building $78,040 |
| 2024 | $1,473.00 (+3.22%) | |
| 2023 | $1,427.00 (+0.28%) | $132,777 Land $57,767 Building $75,010 |
| 2022 | $1,423.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5520 Mother Lode Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1995–2017) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Feb 2017 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5520 Mother Lode Dr is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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