5520 Main St, Loris, SC 29569 Property Records

Horry County property record for 5520 Main St, Loris, SC 29569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,619 sqft · built 1964
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (May 2016)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-01-01-0015`

Property Details

APN / Parcel Number

Primary APN	`185-01-01-0015`
Alternative APN	`0481106008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,619 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.31 acres)
Garage Type	Attached
Garage Area	525 sqft
Porch	Slab
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5520 MAIN ST
City	LORIS
State	SC
Zip	29569-2663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/SIDE HWY #9 BUS
Legal Subdivision	ESTATE OF S F HORTON
Jurisdiction	HORRY SC
Township / Civil Division	LORIS
Census Block Group	2
Census Block	2065
Census Tract	20202

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5520 MAIN ST, LORIS, SC 29569-2663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2016 · Amount on Record
Deed Sale	May 4, 2016 · Amount on Record
Prior Sale	Oct 11, 2013 · Amount on Record
Deed Book / Page	3912 / 2979
Prior Transfer Date	Jun 30, 2004
Prior Transfer Doc	2789/1334
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	5520 MAIN ST, LORIS, SC 29569-2663
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 MAIN ST, LORIS, SC 29569-2663

Mortgage

Document Number	67580000001878
Date	Feb 19, 2024
Book Page	0000006758/0000001878

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	5520 MAIN ST, LORIS, SC 29569-2663
Document Number	6090/3423
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 MAIN ST LORIS SC 295692663, LORIS, SC 29569-2663

Mortgage

Document Number	6090/3423
Date	May 16, 2019
Book Page	006090/003423

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	5520 MAIN ST, LORIS, SC 29569-2663
Document Number	5920/1795
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5920/1795
Date	Sep 21, 2017
Book Page	005920/001795

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2042

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Loris City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00		$298,532 (-) Land $58,000 Building $240,532
2024	$1,345.00 (+10.52%)	$11,941 (+73.61%) Land $2,320 Building $9,621	$298,532 (+73.61%) Land $58,000 Building $240,532
2023	$1,217.00 (+1.67%)	$6,878 (-) Land $1,354 Building $5,524	$171,960 (-) Land $33,860 Building $138,100
2021	$1,197.00	$6,878 Land $1,354 Building $5,524	$171,960 Land $33,860 Building $138,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	17 (2015–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LORIS serves 4,350 people · EPA ID SC2610010
Water Source	Purchased surface water from GRAND STRAND W&SA/BULL CREEK
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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