5520 Lanai Ct, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 5520 Lanai Ct, Discovery Bay, CA 94505 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,124 sqft · built 1987
Lot Size	0.165 acres (7,200 sqft)
Owner	Company Name on File
Last Sale	$770,000 (Jul 2019)
Tax Bill	$10,928 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`008-281-014-4`

Property Details

APN / Parcel Number

Primary APN	`008-281-014-4`
Alternative APN	`008-281-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,124 sqft Living Area
1st Floor Area	1,822 sqft
2nd Floor Area	1,302 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	739 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5520 LANAI CT
City	DISCOVERY BAY
State	CA
Zip	94505-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6560 L60 EX 3/4 MR
Legal Subdivision	SUBDIVISION 6560
Legal Tract	6560
Legal Lot Number	60
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	304003

Owner

Source: Contra Costa County records · APN 008-281-014-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Mar 10, 2022	Intrafamily Transfer, Transfer
Jul 10, 2019	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Oct 03, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	2019105822
Last Transfer Date	Feb 09, 2022
Transfer Doc	0000043413
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292

Mortgage

Document Number	0000101372
Date	Oct 16, 2023
Instrument	2023-101372

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292

Mortgage

Document Number	0000276937
Date	Nov 17, 2020
Instrument	2020-276937

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 10, 2022
Property Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292
Document Number	0000043413
Map Reference	MB 288 PG 48-60
Instrument Date	Feb 09, 2022
Instrument	2022-043413
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 10, 2019
Property Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292
Document Number	0000105822
Map Reference	MB 288 PG 48-60
Instrument Date	Jun 19, 2019
Instrument	2019-105822
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292

Mortgage

Document Number	0000105823
Date	Jul 10, 2019
Instrument	2019-105823

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5520 LANAI CT, DISCOVERY BAY, CA 94505-9292
Document Number	0000163662
Instrument Date	Oct 03, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 LANAI CT DISCOVERY BAY CA 945059292, DISCOVERY BAY, CA 94505-9292

Mortgage

Document Number	0000163662
Date	Oct 16, 2018
Instrument	163662

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$858,944 (+2%) Land $189,635 Building $669,309
2025	$10,928.00 (+6.43%) Homeowner's exemption	$842,103 (+4.04%) Land $185,917 Building $656,186
2023	$10,268.00 (+1.59%) Homeowner's exemption	$809,405 Land $178,699 Building $630,706
2022	$10,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133040031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982, rainfall accumulation

Wildfire

Wildfire Risk	Low above 36% of the US · above 21% of California
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 310 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Zinnia Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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