5520 Ginger Tree Ln, Toledo, OH 43623 Property Records

Lucas County property record for 5520 Ginger Tree Ln, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,334 sqft · built 1985
Lot Size	0.328 acres (14,300 sqft)
Owner	Individual Name on File
Last Sale	$276,000 (Jun 2020)
Tax Bill	$6,840 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-13951`

Property Details

APN / Parcel Number

Primary APN	`24-13951`
Alternative APN	`03795016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,334 sqft Living Area
1st Floor Area	1,721 sqft
2nd Floor Area	1,613 sqft
Basement Area	1,420 sqft

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	14,300 sqft (0.328 acres)
Lot Dimensions	148 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Deck Area	575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5520 GINGER TREE LN
City	TOLEDO
State	OH
Zip	43623-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	INNSBROOK PLAT 4 LOT 72
Legal Subdivision	INNSBROOK PLAT 4
Legal Tract	80
Legal Lot Number	72
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1000
Census Tract	8000

Owner

5520 Ginger Tree Ln is owned and occupied by an individual who bought it in June 2020.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5520 GINGER TREE LN, TOLEDO, OH 43623-1066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Mar 30, 2011 · Amount on File
Deed Document Number	20103864
Record Updated	Jun 8, 2026

June 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 29, 2020
Property Address	5520 GINGER TREE LN, TOLEDO, OH 43623-1066
Document Number	0000025986
Map Reference	VOL 107 PG 36
Instrument Date	Jun 26, 2020
Instrument	202006290025986
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5520 GINGER TREE LN, TOLEDO, OH 43623-1066

Mortgage

Document Number	0000025987
Date	Jun 29, 2020
Instrument	202006290025987

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5520 Ginger Tree Ln was $6,840, up 6.2% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,840.00 (+6.21%)	$119,980 (-) Land $16,520 Building $103,460
2024	$6,440.00 (+3.07%)	$119,980 (+25.98%) Land $16,520 Building $103,460	$342,800 Land $47,200 Building $295,600
2023	$6,248.00 (-0.08%)	$95,235 (-) Land $14,910 Building $80,325
2022	$6,253.00 Homeowner's exemption	$95,235 Land $14,910 Building $80,325
2021			$272,100 Land $42,600 Building $229,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5520 Ginger Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5520 Ginger Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier, T-Mobile.

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